Mississippi requiere 25/50/25 para cobertura de daños corporales y daños a la propiedad. El costo promedio de un seguro de automóvil en MS es de $ 82.84 / mes.
Resumen de estadísticas de Mississippi | Detalles |
---|---|
Millas de carretera 2015 | Total en el estado: 76,777 Millas de vehículos conducidos: 39,890 millones |
Vehículos 2015 | Registrados: 2.040.524 Total de robos : 4.243 |
Población estatal | 2,986,530 |
Vehículo más popular | Ford F150 |
Porcentaje de automovilistas sin seguro | 23,7% Rango estatal: 2 |
Conducir muertes | Exceso de velocidad (2008-2017) Total: 1,219 Conducir en estado de ebriedad (2008-2017) Total: 1,667 |
Primas promedio 2015 (anual) | Responsabilidad: $ 460.50 Colisión: $ 323.22 Integral: $ 210.33 Prima combinada: $ 994.05 |
Proveedor más barato | USAA |
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¿Qué define a Mississippi como estado? ¿Su nombre digno de deletrear? ¿Su poderoso y extenso río? ¿La opresiva humedad del verano? Independientemente de cómo elijas definir Mississippi, es un estado que ofrece hermosas vistas, buena comida y un excelente sabor del sur de Estados Unidos.
Naturalmente, cualquiera que esté de gira por el gran estado de Magnolia querrá hacer lo que pueda para mantenerse a salvo mientras viaja. Los lugareños también tienen que combatir las temporadas de lluvias como ninguna otra en los Estados Unidos, que pueden provocar inundaciones que dejan intransitables algunas carreteras.
Ahí es donde entramos nosotros. Estamos aquí para ayudarlo a mantenerse al tanto de todos los conocimientos sobre carreteras de Mississippi y guiarlo a través del proceso de elegir el seguro de automóvil adecuado para usted como un futuro residente, viejo temporizador o visitante en el estado.
Eche un vistazo a nuestra guía de las carreteras de Mississippi y encontrará información sobre todos los proveedores de seguros del estado. Si está buscando la mejor tarifa para usted, incluso puede aprovechar nuestra herramienta GRATUITA en línea y comparar las tarifas de los seguros según su código postal.
¿Listo para empezar? Avancemos y conquistamos juntos las carreteras de Mississippi.
Cobertura mínima de Mississippi
Como la mayoría de los otros estados, los residentes que tienen sus autos registrados en Mississippi están obligados por ley a tener un seguro de automóvil, incluso si es solo el mínimo que ofrece el estado. Sin embargo, si tiene un presupuesto limitado o es nuevo en el mercado de seguros de automóviles, puede ser difícil navegar a través de todos los diferentes tipos de cobertura que están disponibles para usted y cómo se comparan las tarifas en los Estados Unidos.
Integral, responsabilidad, culpa: ¿qué es todo eso?
Eche un vistazo a continuación y encontrará guías fáciles de entender sobre estos tipos de cobertura y más.
Como mencionamos, los conductores en Mississippi deben tener un seguro de automóvil para poder circular legalmente. Para las personas con un presupuesto limitado, administrar eso puede ser un poco difícil. Como tal, Mississippi establece su cobertura mínima requerida en un lenguaje sencillo.
El estado de Mississippi hace uso de un límite mínimo de responsabilidad de 25/50/25, como lo señaló AAA. Esto significa que su seguro deberá dividirse en lo siguiente:
- 25 – necesitará $ 25,000 de cobertura para atender las lesiones de una sola persona
- 50: necesitará $ 50,000 de cobertura para cubrir el total de lesiones por accidente
- 25: necesitará $ 25,000 de cobertura para pagar el reemplazo de cualquier propiedad que pueda resultar dañada durante un accidente.
Puede parecer una gran cantidad de cobertura para un mínimo estatal, pero piénselo. Los representantes de Mississippi quieren asegurarse de que cualquier persona que sufra un accidente en una de las carreteras interestatales del estado pueda recibir la atención médica y personal que necesita para recuperarse.
Si estuvieras al otro lado de un accidente, después de todo, querrías que la persona que te chocó estuviera asegurada, ¿verdad?
Formas de responsabilidad financiera
Los conductores de Mississippi también están obligados por ley a tener un formulario que demuestre que tienen la cobertura mínima estatal o más en sus automóviles o en su persona mientras conducen en todo momento.
If you’ve ever been in a car accident or gotten pulled over by a police cruiser, you know the benefit of having one of these forms on hand. Forms of financial responsibility are more than just convenient, though. If you’re found driving without proof of insurance, you will face legal consequences.
With that scare tactic out of the way, what kind of paperwork serves as proof of insurance? You can use any of the following:
- Insurance ID Card
- Your Insurance Policy’s Certificate
- A Certificate of Deposit which indicates that you’ve paid your insurance dues to the Mississippi State Treasurer
- Proof of a bond
Premiums as a Percentage of Income
Let’s change gears for a moment. We’ve already touched on minimum coverage. If you’re considering investing in more, though, you should consider your per capita disposable income.
Your per capita disposable income is the income that you are able to spend after you’ve paid your taxes for the year. As it turns out, that leftover income can impact the amount of money you’ll have to pay as a premium when seeking out auto insurance coverage in the state of Mississippi.
On average, Mississippi residents report a per capita income of $31,365 per year.
That means as a resident of Mississippi, you’ll have, on average, $2,613.75 to spend a month once you’ve paid your taxes. All of that money will then be divided between your rent, groceries, utilities, and any other bills you have to pay.
On average, Mississippi’s full coverage auto insurance costs $957.59 per year.
On a monthly basis, then, a person paying for full coverage auto insurance will be expected to pay $79.80 to their auto insurance company.
That may seem like a hefty number. As a matter of fact, though, Mississippi’s state average for comprehensive auto insurance coverage is reasonably close to the countrywide average. Across the United States as a whole, most drivers pay around $981 per year for full coverage auto insurance, meaning that their monthly payments come in at just above Mississippi’s rate.
You can, of course, seek out providers that accept lump sum payments. If you don’t, though, you’ll have to factor in that additional monthly cost to your budget. As such, it’d make sense to seek out the kind of coverage that best suits your needs and lifestyle.
Average Monthly Auto Insurance Rates in MI (Liability, Collision, Comprehensive)
El costo promedio de la cobertura básica (responsabilidad civil, colisión, integral o cualquier combinación de los tres) es el número que probablemente le preocupe. Hemos compilado una lista de los costos anuales anteriores de diferentes tipos de cobertura en Mississippi y en todo el país para que pueda echar un vistazo.
Pero ten cuidado. Indiscutiblemente, estas tasas serán más altas a partir de 2019.
Tipo de cobertura | Costos anuales (2015) |
---|---|
Responsabilidad | $ 460.50 |
Colisión | $ 323.22 |
Exhaustivo | 210,33 $ |
Conjunto | $ 994.05 |
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Mississippi, vale la pena señalar, no requiere que usted, como conductor, tenga ninguna cobertura adicional más allá del mínimo estatal. Sin embargo, si descubre que tiene un seguro insuficiente y tiene un accidente, puede darse cuenta de que omitir algunos de estos planes adicionales le costará más a largo plazo.
Entonces, ¿qué tipo de cobertura adicional está disponible para usted? Echemos un vistazo a algunas de sus opciones.
Responsabilidad adicional en Mississippi
Índice de siniestralidad | 2013 | 2014 | 2015 |
---|---|---|---|
Pagos médicos (MedPay) | 74,81% | 77,44% | 80,03% |
Cobertura para conductores sin seguro o con seguro insuficiente (UUM) | 69,10% | 74,67% | 79,20% |
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Las coberturas que mencionamos en el cuadro anterior son solo algunos de los tipos adicionales de cobertura que puede utilizar como conductor en Mississippi. Son opcionales, por supuesto, pero también tienen un beneficio.
Los pagos médicos, o Med Pay, y la cobertura para conductores sin seguro o con seguro insuficiente por igual lo ayudan a estar al tanto de sus facturas en caso de que tenga un accidente con un conductor que no tiene suficiente cobertura para cargar con la mayor parte de la culpa.
Esta cobertura adicional no solo asegura que sus lesiones o daños a la propiedad sean atendidos adecuadamente, sino que también asegura que el otro conductor no se arruinará tratando de pagar el costo del accidente.
¿Todavía cree que no necesita ninguna cobertura adicional?
Mississippi, de los 50 estados de los Estados Unidos, ocupa el segundo lugar entre los conductores sin seguro que operan en sus carreteras en la actualidad, según el Instituto de Información de Seguros.
Hágase un favor, entonces, y considere su futuro como conductor con precaución.
Ratios de pérdidas en Mississippi
También vale la pena señalar que en la tabla antes mencionada tocamos los índices de pérdidas estatales de Mississippi. ¿Qué es un índice de siniestralidad? Ese porcentaje representa la cantidad de cobertura que las compañías de seguros de automóviles pagan anualmente por reclamaciones.
Cuando se comparan compañías de seguros de automóviles, el índice de siniestralidad puede ser bastante revelador.
Por un lado, un alto índice de siniestralidad sugiere que un proveedor de seguros de automóviles pagará con frecuencia la totalidad de su cobertura. Esto es genial, en caso de que tenga un accidente, pero tampoco es la práctica comercial más sólida desde el punto de vista financiero.
Por otro lado, un índice de siniestralidad más bajo implica que las compañías de seguros de automóviles tienen menos probabilidades de pagar su cobertura en su totalidad, en caso de que usted sufra un accidente. Esto es menos bueno para usted, en caso de que sea usted la persona culpable o en el otro extremo del parachoques de un conductor con seguro insuficiente. Sin embargo, los índices de pérdidas más bajos también reflejan cierta cautela financiera dentro de una agencia de seguros de automóviles.
Lo mejor que puede hacer, al observar los índices de siniestralidad de las compañías de seguros de automóviles, es encontrar una que se encuentre en el medio del espectro.
Add-ons, Endorsements, and Riders
Once you can estimate how much a auto insurance provider will be willing to pay out in case of an accident, you can start considering additional add-ons to your minimum policy, including the ones listed below:
- Guaranteed Auto Protection (GAP)
- Personal Umbrella Policy (PUP)
- Rental Reimbursement
- Emergency Roadside Assistance
- Mechanical Breakdown Insurance
- Non-Owner Auto Insurance
- Modified Auto Insurance Coverage
- Classic Auto Insurance
- Pay-As-You-Drive or Usage-Based Insurance
Average Auto Insurance Rates by Age & Gender in MI
There is a myth that frequently finds its way into auto insurance conversations. This myth says that male drivers are riskier drivers than female drivers, and as such, male drivers are charged more for their insurance than female drivers.
Este no es siempre el caso. En Mississippi, tanto el género como la edad influyen en la cantidad que se le cobra a una persona por la cobertura de su seguro de automóvil. ¡En unos pocos casos, a las mujeres se les cobra incluso más que a sus homólogos masculinos! Mientras que los hombres pagan más en su juventud, alrededor de los 25 años las mujeres terminan pagando más en promedio. Hable de contraatacar un mito de larga data.
Empresa | Tasa anual de mujer casada de 35 años | Varón casado de 35 años Tasa Anual | Tasa anual de mujer casada de 60 años | Varón casado de 60 años Tasa anual | Tasa anual femenina soltera de 17 años | Tasa Anual Hombre Soltero de 17 años | Tasa anual mujer soltera de 25 años | Tasa Anual Hombre Soltero de 25 años |
---|---|---|---|---|---|---|---|---|
P&C de Allstate | $ 2.759,49 | $ 2.635,21 | $ 2.463,36 | $ 2.519,32 | $ 11,031.99 | $ 11,772.88 | $ 3,133.31 | $ 3,215.18 |
Geico General | $ 2,966.41 | $ 2.806,48 | $ 2.694,14 | $ 2.503,52 | $ 7.389,86 | $ 6,979.27 | $ 4.950,27 | $ 2,400.88 |
PyC a nivel nacional | $ 2.046,11 | $ 2,102.48 | $ 1.835,74 | $ 1.945,49 | $ 4.088,44 | $ 5,202.84 | $ 2,318.23 | $ 2,510.05 |
Golfo ins Progressive | $ 2.591,63 | $ 2,419.61 | $ 2,124.47 | $ 2.061,68 | $ 9.375,44 | $ 10,495.41 | $ 2.662,75 | $ 2,769.80 |
SAFECO Ins Co de IL | $ 2.629,22 | $ 2.846,39 | $ 2,112.59 | $ 2,370.20 | $ 9.446,38 | $ 10.504,45 | $ 2.794,00 | $ 2.941,24 |
State Farm Mutual Auto | $ 1.877,59 | $ 1.877,59 | $ 1,680.17 | $ 1,680.17 | $ 5.427,70 | $ 6,823.62 | $ 2.091,75 | $ 2,382.03 |
Travelers Home & Marine Ins Co | $ 1,683.09 | $ 1,713.42 | $ 1,600.71 | $ 1,602.55 | $ 7.522,15 | $ 11.907,14 | $ 1,765.06 | $ 2.047,25 |
USAA | $ 1.385,56 | $ 1.371,97 | $ 1.293,28 | $ 1.308,31 | $ 3.448,85 | $ 4.091,04 | $ 1,689.16 | $ 1.861,86 |
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La edad, como puede ver, también es un factor importante en el costo del seguro en Mississippi. Cuanto más viejos se vuelven los conductores, es más probable que vean que sus tasas de seguro de automóvil se suavizan, independientemente del género. La experiencia, después de todo, tiene que dar sus frutos de alguna manera.
Tasas de seguro más altas y más bajas por código postal en Mississippi
El área en la que registró su automóvil en Mississippi también puede afectar las tarifas de su seguro de automóvil.
Ciudad | Código postal | Porcentaje anual |
---|---|---|
HERMANVILLE | 38601 | $ 3,529.60 |
LORMAN | 38602 | $ 3.613,97 |
PUERTO GIBSON | 38603 | $ 3,568.33 |
NATCHEZ | 38606 | $ 3,732.00 |
PATTISON | 38609 | $ 3.808,67 |
FERNWOOD | 38610 | $ 3.410,42 |
WASHINGTON | 38611 | $ 3,585.69 |
WOODVILLE | 38614 | $ 3.910,45 |
CROSBY | 38617 | $ 3.907,93 |
TOUGALOO | 38618 | $ 3.621,23 |
LAKESHORE | 38619 | $ 3.766,41 |
TINSLEY | 38620 | $ 3.735,76 |
FAYETTE | 38621 | $ 3.733,97 |
Jackson | 38622 | $ 3.786,36 |
UTICA | 38623 | $ 3.989,17 |
IGLESIA UNION | 38625 | $ 3.374,28 |
CHATAWA | 38626 | $ 3.753,83 |
Hurley | 38627 | $ 3.353,55 |
PRENTISS | 38628 | $ 3.738,19 |
ROMA | 38629 | $ 3.489,04 |
CENTERVILLE | 38630 | $ 3.994,56 |
CARSON | 38631 | $ 3.890,85 |
Jackson | 38632 | $ 3.682,39 |
WHITFIELD | 38633 | $ 3,512.62 |
FARRELL | 38635 | $ 3,565.45 |
HAZLEHURST | 38637 | $ 3.723,28 |
QUERIDA | 38638 | $ 3,619.00 |
Quema de pantera | 38639 | $ 3.811,84 |
GALLMAN | 38641 | $ 3,719.02 |
FOXWORTH | 38642 | $ 3.638,78 |
Jackson | 38643 | $ 3.868,11 |
BRILLO | 38644 | $ 3,811.03 |
CARRIERE | 38645 | $ 3.917,55 |
HORNO | 38646 | $ 3.837,93 |
Jackson | 38647 | $ 3.614,30 |
KOKOMO | 38649 | $ 3,531.38 |
SILVER CREEK | 38650 | $ 3.381,54 |
Jackson | 38651 | $ 3.698,93 |
RENA LARA | 38652 | $ 3,284.97 |
Jackson | 38654 | $ 3.777,42 |
COLUMBIA | 38655 | $ 3,546.16 |
BASSFIELD | 38658 | $ 3.759,59 |
Jackson | 38659 | $ 3,515.40 |
ROXIE | 38661 | $ 3,563.18 |
D LO | 38663 | $ 3.430,33 |
PLANTA DE LAZO | 38664 | $ 3.753,89 |
BALADÍ | 38665 | $ 3.651,72 |
Jackson | 38666 | $ 3.770,51 |
VANCE | 38668 | $ 3.622,60 |
LIBERTAD | 38669 | $ 3,838.40 |
NUEVA AUGUSTA | 38670 | $ 3,766.40 |
BYRAM | 38671 | $ 3,764.60 |
MC CALL CREEK | 38672 | $ 3,737.03 |
LYON | 38673 | $ 3,529.00 |
MUELLES DE CRISTAL | 38674 | $ 3,432.60 |
Jackson | 38675 | $ 3.565,33 |
ELLIOTT | 38676 | $ 3.719,33 |
SANDY HOOK | 38677 | $ 3.600,13 |
CLARKSDALE | 38679 | $ 3554,17 |
TERRY | 38680 | $ 3.765,54 |
COAHOMA | 38683 | $ 3.443,86 |
POPLARVILLE | 38685 | $ 3,521.01 |
SEMINARIO | 38701 | $ 3.697,29 |
TUTWILER | 38703 | $ 3.712,66 |
WINTERVILLE | 38720 | $ 3.649,03 |
PUCKETT | 38721 | $ 3.746,71 |
SIBLEY | 38722 | $ 3.756,01 |
Raymond | 38723 | $ 3.763,33 |
HARPERVILLE | 38725 | $ 3,567.45 |
MEADVILLE | 38726 | $ 3.553,33 |
Jackson | 38730 | $ 3,526.44 |
WESSON | 38731 | $ 3,661.77 |
SMITHDALE | 38732 | $ 3,547.21 |
CHARLESTÓN | 38733 | $ 3,619.01 |
LAGO DE LOS CISNES | 38736 | $ 3,514.71 |
PUNTO DE LOS HERMANOS | 38737 | $ 3,557.39 |
CLINTON | 38738 | $ 3.812,76 |
RITMO | 38739 | $ 3.780,58 |
MUELLES OCÉANOS | 38740 | $ 3.637,80 |
DOCE DE LA NOCHE | 38744 | $ 3.651,42 |
Jackson | 38745 | $ 3.773,09 |
BUDE | 38746 | $ 3,565.13 |
WAVELAND | 38748 | $ 3.662,26 |
WINSTONVILLE | 38751 | $ 3.465,74 |
SUMRALL | 38753 | $ 3.479,37 |
COLLINS | 38754 | $ 3.620,77 |
LUCEDALE | 38756 | $ 3.658,99 |
LAMBERT | 38759 | $ 3,536.26 |
BAHÍA SAINT LOUIS | 38760 | $ 3,858.94 |
SUMNER | 38761 | $ 3.488,52 |
METCALFE | 38762 | $ 3.632,23 |
RICHTON | 38764 | $ 3.887,91 |
PEARLINGTON | 38765 | $ 3.988,98 |
MONTE OLIVA | 38767 | $ 3,953.83 |
GEORGETOWN | 38768 | $ 4,009.06 |
CANCIÓN | 38769 | $ 3,528.71 |
ENID | 38771 | $ 3,511.46 |
PUNTO DE MUSGO | 38772 | $ 3.834,98 |
CABEZA DE DIAMANTE | 38773 | $ 3,507.10 |
BEAUMONT | 38774 | $ 3.614,79 |
NEWHEBRON | 38776 | $ 3.653,82 |
SHERARD | 38778 | $ 3,512.44 |
SAUCIER | 38780 | $ 3.689,71 |
MARCAS | 38781 | $ 3.877,63 |
SCOTT | 38782 | $ 3.905,29 |
Jackson | 38801 | $ 3,258.36 |
BRAXTON | 38804 | $ 3,239.30 |
CIUDAD DELTA | 38820 | $ 3,502.51 |
GULFPORT | 38821 | $ 3,253.21 |
BENTONIA | 38824 | $ 3,247.35 |
JAYESS | 38825 | $ 3,314.90 |
PINOLA | 38826 | $ 3,272.51 |
ROBLE VALE | 38827 | $ 3,415.14 |
PARCHMAN | 38828 | $ 3,293.99 |
JONESTOWN | 38829 | $ 3.346,49 |
VANCLEAVE | 38833 | $ 3.435,53 |
LULA | 38834 | $ 3.383,63 |
BELEN | 38838 | $ 3.419,25 |
LUMBERTON | 38841 | $ 3,265.32 |
GULFPORT | 38843 | $ 3.318,23 |
PURVIS | 38844 | $ 3.369,73 |
BILOXI | 38846 | $ 3.382,11 |
MC NEILL | 38847 | $ 3.392,76 |
CASCILLA | 38848 | $ 3,288.04 |
GULFPORT | 38849 | $ 3,237.09 |
Morton | 38850 | $ 3,284.84 |
RALEIGH | 38851 | $ 3,277.10 |
BUCKATUNNA | 38852 | $ 3.441,34 |
MC HENRY | 38855 | $ 3.336,26 |
PASCAGOULA | 38856 | $ 3,274.20 |
GLENDORA | 38857 | $ 3,287.84 |
OSYKA | 38858 | $ 3,288.88 |
CIUDAD YAZOO | 38859 | $ 3,293.38 |
PASCAGOULA | 38860 | $ 3,274.37 |
SATARTIA | 38862 | $ 3.357,07 |
CUMBRE | 38863 | $ 3.305,09 |
PULASKI | 38864 | $ 3.329,46 |
PUNTO DE MUSGO | 38865 | $ 3.394,09 |
MONTICELLO | 38866 | $ 3,251.39 |
MULTITUD | 38868 | $ 3.329,58 |
WAYNESBORO | 38869 | $ 3.350,42 |
LÍNEA DE ESTADO | 38870 | $ 3,287.96 |
PERKINSTON | 38871 | $ 3.412,67 |
DUBLÍN | 38873 | $ 3.370,72 |
GAUTIER | 38874 | $ 3,284.95 |
EMPEÑADO EN | 38875 | $ 3,587.22 |
DINERO | 38876 | $ 3.343,84 |
SWIFTOWN | 38877 | $ 3.334,47 |
RAMA DE OLIVO | 38878 | $ 3,246.01 |
NEELY | 38879 | $ 3,289.64 |
HARRISVILLE | 38880 | $ 3,569.73 |
CIUDAD DE MORGAN | 38901 | $ 3.701,07 |
MIZE | 38913 | $ 3.442,80 |
PASA CRISTIANO | 38914 | $ 3.357,04 |
VAUGHAN | 38915 | $ 3.366,35 |
GRACIA | 38916 | $ 3.364,61 |
VOSSBURG | 38917 | $ 3.545,33 |
SARDIS | 38920 | $ 3.803,75 |
COMO | 38921 | $ 3.893,53 |
TRINEO | 38922 | $ 3,587.49 |
PERLA | 38923 | $ 3,568.65 |
PAREDES | 38924 | $ 3.628,78 |
BELLEFONTAINE | 38925 | $ 3,567.82 |
SOUTHAVEN | 38926 | $ 3.913,97 |
Jackson | 38927 | $ 3,850.63 |
AVON | 38928 | $ 3,799.62 |
BILOXI | 38929 | $ 3,592.64 |
TIPPO | 38930 | $ 3,515.83 |
BILOXI | 38940 | $ 3.655,46 |
PAPA | 38941 | $ 3.459,81 |
ARCOLA | 38943 | $ 3.619,19 |
LEAKESVILLE | 38944 | $ 3,510.10 |
ROBINSONVILLE | 38945 | $ 3.778,84 |
DUNDEE | 38946 | $ 3.774,88 |
TAYLORSVILLE | 38948 | $ 3.699,62 |
DIBERVILLE | 38949 | $ 3.474,25 |
PLAYA LARGA | 38950 | $ 3,646.01 |
PARED DE PIEDRA | 38951 | $ 3.333,71 |
FLORENCIA | 38952 | $ 3,445.67 |
MAGNOLIA | 38953 | $ 3.650,55 |
ANGUILA | 38954 | $ 3.461,84 |
HOLLY BLUFF | 38955 | $ 3.708,50 |
TYLERTOWN | 38957 | $ 3.863,48 |
PAULDING | 38958 | $ 3.892,34 |
HALCÓN | 38959 | $ 3.778,81 |
SOUTHAVEN | 38960 | $ 3.934,31 |
COURTLAND | 38961 | $ 3.702,54 |
SHUBUTA | 38962 | $ 3,761.01 |
CRENSHAW | 38963 | $ 3.905,77 |
BATESVILLE | 38964 | $ 3.932,66 |
WALTHALL | 38965 | $ 3.643,19 |
BOGUE CHITTO | 38966 | $ 3.725,45 |
QUITMAN | 38967 | $ 3.462,61 |
BILOXI | 39038 | $ 3.664,36 |
MCCOMB | 39039 | $ 3.779,30 |
EMPRESA | 39040 | $ 3.824,41 |
WEBB | 39041 | $ 3.723,62 |
CLINTON | 39042 | $ 3.715,66 |
BOLTON | 39044 | $ 3.829,25 |
LAGO DE CUERNOS | 39045 | $ 3.655,41 |
FLORA | 39046 | $ 3.659,71 |
PICKENS | 39047 | $ 3.660,84 |
MENDENHALL | 39051 | $ 3.696,62 |
TÚNICA | 39054 | $ 3.657,05 |
LAGO CORMORANT | 39056 | $ 3.724,16 |
LEXINGTON | 39057 | $ 3,425.08 |
BRANDON | 39058 | $ 3.890,11 |
HEIDELBERG | 39059 | $ 3.917,41 |
PACHUTA | 39061 | $ 3.826,84 |
BUEN HOMBRE | 39062 | $ 3.934,82 |
GREENVILLE | 39063 | $ 3.689,07 |
EDWARDS | 39066 | $ 3.710,36 |
MUELLE DE PIZARRA | 39067 | $ 3,533.98 |
RICHLAND | 39069 | $ 4.107,16 |
MADERAS DE PINO | 39071 | $ 3,722.60 |
TILLATOBA | 39073 | $ 3.750,39 |
PIEDAD | 39074 | $ 3.621,23 |
GRANADA | 39077 | $ 3.988,22 |
OAKLAND | 39078 | $ 3,854.09 |
MC LAIN | 39079 | $ 3.713,87 |
NESBIT | 39080 | $ 3.899,88 |
GREENVILLE | 39082 | $ 3.775,82 |
CARTAJE | 39083 | $ 3,990.92 |
FLUJO | 39086 | $ 4.323,64 |
SANDERSVILLE | 39088 | $ 3.744,73 |
EASTABUCHIE | 39090 | $ 3.555,26 |
BORDE DEL CAMINO | 39092 | $ 3.600,62 |
DURANTE | 39094 | $ 3.674,46 |
HERNANDO | 39095 | $ 3.716,05 |
WIGGINS | 39096 | $ 4.250,87 |
RIDGELAND | 39097 | $ 3.675,04 |
OVETT | 39098 | $ 3.637,11 |
BROOKHAVEN | 39107 | $ 3,515.10 |
MAGEE | 39108 | $ 3,579.90 |
CIUDAD DE PLATA | 39109 | $ 3.624,08 |
LOUISE | 39110 | $ 3585,80 |
CLARA | 39111 | $ 3.675,57 |
LENA | 39113 | $ 3.577,34 |
TCHULA | 39114 | $ 3.719,91 |
BELZONI | 39115 | $ 3.887,65 |
HOLLANDALE | 39116 | $ 3.774,16 |
CHATHAM | 39117 | $ 3.803,32 |
BRANDON | 39119 | $ 3.855,45 |
CANTÓN | 39120 | $ 4.189,65 |
LELAND | 39140 | $ 3.841,08 |
CARY | 39144 | $ 4.185,94 |
HOLCOMB | 39145 | $ 3.625,04 |
CAMDEN | 39146 | $ 3.721,72 |
STONEVILLE | 39148 | $ 3.702,55 |
SARAH | 39149 | $ 3.818,60 |
GLEN ALLAN | 39150 | $ 4.242,24 |
SCOBEY | 39151 | $ 3.904,26 |
CAIMÁN | 39152 | $ 3.790,79 |
PHILIPP | 39153 | $ 3.803,11 |
VALLE DEL AGUA | 39154 | $ 3.901,26 |
OESTE | 39156 | $ 3,588.08 |
LAMAR | 39157 | $ 3.679,51 |
BROOKLYN | 39159 | $ 3.636,31 |
VICKSBURGO | 39160 | $ 3,524.48 |
Duncan | 39161 | $ 3,572.20 |
LUDLOW | 39162 | $ 3.792,33 |
HORQUILLA RODANTE | 39165 | $ 3.901,71 |
MONTE BAYOU | 39166 | $ 3.675,49 |
CRUGER | 39167 | $ 3.624,79 |
PELAHATCHIE | 39168 | $ 3.753,10 |
ESTRELLA | 39169 | $ 3.672,14 |
ENLOQUECER | 39170 | $ 3.909,79 |
SENATOBIA | 39171 | $ 3.621,20 |
AGUA FRÍA | 39173 | $ 4.112,92 |
BOSQUE | 39174 | $ 4.138,74 |
THOMASTOWN | 39175 | $ 4.053,43 |
ISOLA | 39176 | $ 3.449,52 |
MC CARLEY | 39177 | $ 3,598.46 |
CLEVELAND | 39179 | $ 3.773,12 |
INDEPENDENCIA | 39180 | $ 3.638,12 |
SEBASTOPOL | 39183 | $ 3.612,05 |
SHELBY | 39189 | $ 3,580.07 |
CIUDAD DE MICHIGAN | 39190 | $ 4.157,25 |
ARKABUTLA | 39191 | $ 3.894,35 |
VICKSBURGO | 39192 | $ 3.639,14 |
MUSGO | 39193 | $ 3.994,81 |
ARTESIA | 39194 | $ 3,796.49 |
LAGO | 39201 | $ 3,834.60 |
UNIVERSIDAD | 39202 | $ 3.943,82 |
PARQUE DEL VALLE | 39203 | $ 3.932,74 |
PÉTALO | 39204 | $ 3.996,62 |
MONTPELIER | 39206 | $ 3.878,24 |
COLINA ROSA | 39208 | $ 3.766,27 |
MUELLES GORE | 39209 | $ 3.962,53 |
ELLISVILLE | 39210 | $ 4.105,52 |
MERIDIANO | 39211 | $ 3.763,62 |
MOSELA | 39212 | $ 3.984,87 |
SECOYA | 39213 | $ 3,953.96 |
COFFEEVILLE | 39216 | $ 3.917,37 |
TREBLOC | 39217 | $ 3,953.54 |
MADISON | 39218 | $ 3.702,94 |
MAYHEW | 39232 | $ 3.694,35 |
BYHALIA | 39269 | $ 3,895.61 |
LAUREL | 39272 | $ 3.928,45 |
DE KALB | 39301 | $ 3,590.48 |
ARBOLEDA DE NUGAL | 39305 | $ 3,408.00 |
MC COOL | 39307 | $ 3.469,69 |
MAYERSVILLE | 39320 | $ 3.435,11 |
PORTERVILLE | 39322 | $ 3.799,94 |
HATTIESBURG | 39323 | $ 3.452,16 |
SANDHILL | 39324 | $ 3,675.00 |
SCOOBA | 39325 | $ 3.391,49 |
HATTIESBURG | 39326 | $ 3.433,51 |
RODADOR | 39327 | $ 3,422.39 |
HATTIESBURG | 39328 | $ 3,581.19 |
COILA | 39330 | $ 3.725,47 |
Ashland | 39332 | $ 3.483,53 |
COLINA DEL PATO | 39335 | $ 3,428.04 |
BENOIT | 39336 | $ 3.406,58 |
PRESTON | 39337 | $ 3.471,13 |
MUELLES DE ACEBO | 39338 | $ 3.551,31 |
TULA | 39339 | $ 3,545.05 |
GUNNISON | 39341 | $ 3,535.00 |
LAUREL | 39342 | $ 3.563,25 |
MARION | 39345 | $ 3.441,63 |
BANCOS ROJOS | 39346 | $ 3,531.74 |
DIBUJÓ | 39347 | $ 3.715,17 |
KOSCIUSKO | 39348 | $ 3.740,64 |
VICTORIA | 39350 | $ 3.433,57 |
BEULA | 39352 | $ 3,577.24 |
LOUIN | 39354 | $ 3,566.10 |
MUELLES DE LA BAHÍA | 39355 | $ 3.728,41 |
LARGUERO | 39356 | $ 3.594,35 |
TOOMSUBA | 39358 | $ 3,571.39 |
REGULAR | 39359 | $ 3.618,76 |
CLEVELAND | 39360 | $ 3.735,32 |
OXFORD | 39361 | $ 3,523.19 |
CARROLLTON | 39362 | $ 3.783,41 |
LOUISVILLE | 39363 | $ 3.751,02 |
MERIGOLD | 39364 | $ 3,550.22 |
MACON | 39365 | $ 3,414.63 |
ETHEL | 39366 | $ 3.770,60 |
PRESA | 39367 | $ 3.785,18 |
NOXAPATER | 39401 | $ 3,576.03 |
MONTE AGRADABLE | 39402 | $ 3,570.70 |
STEWART | 39406 | $ 3,569.43 |
ABBEVILLE | 39421 | $ 3.944,37 |
TAYLOR | 39422 | $ 3,551.23 |
ROSEDALE | 39423 | $ 3,842.30 |
BOYLE | 39425 | $ 3.638,61 |
SALLIS | 39426 | $ 3.984,17 |
SHUQUALAK | 39427 | $ 4,005.18 |
WATERFORD | 39428 | $ 3.874,34 |
MADERA VERDE | 39429 | $ 3.946,60 |
CAMPAMENTO DE POTTS | 39436 | $ 3.690,06 |
MC ADAMS | 39437 | $ 3,591.52 |
DODDSVILLE | 39439 | $ 3.715,21 |
PISO DE HICKORY | 39440 | $ 3,563.50 |
GIRASOL | 39443 | $ 3.584,35 |
RULEVILLE | 39451 | $ 3.753,90 |
CIUDAD MINTER | 39452 | $ 3.870,67 |
ACKERMAN | 39455 | $ 3.807,38 |
SHAW | 39456 | $ 3.698,94 |
BROOKSVILLE | 39457 | $ 3.804,09 |
ALGOMA | 39459 | $ 3,588.62 |
KILMICHAEL | 39460 | $ 3.610,80 |
CAMPAMENTO FRANCÉS | 39461 | $ 3.776,69 |
FALKNER | 39462 | $ 3.930,59 |
MOORHEAD | 39464 | $ 3.679,49 |
NUEZ DURA | 39465 | $ 3,595.96 |
EUPORA | 39466 | $ 3.932,75 |
INVERNIDAD | 39470 | $ 3.906,10 |
PARÍS | 39474 | $ 4.013,94 |
ROCA PEQUEÑA | 39475 | $ 3.806,35 |
MERIDIANO | 39476 | $ 3.858,15 |
INDIANOLA | 39477 | $ 3.690,13 |
Winona | 39478 | $ 3.912,19 |
Sidón | 39479 | $ 3.906,08 |
ITTA BENA | 39480 | $ 3.547,87 |
FORNIDO | 39481 | $ 3,550.30 |
VAIDEN | 39482 | $ 3.875,20 |
SCHLATER | 39483 | $ 3.987,89 |
NUEZ | 39501 | $ 3.803,48 |
BANDERA | 39503 | $ 3.806,41 |
NEWTON | 39507 | $ 3,826.06 |
IUKA | 39520 | $ 3.866,44 |
BURNSVILLE | 39525 | $ 3.845,45 |
MURALLA EXTERIOR | 39530 | $ 3.805,23 |
FILADELFIA | 39531 | $ 3.761,10 |
DALEVILLE | 39532 | $ 3.759,95 |
TIPLERSVILLE | 39534 | $ 3.726,87 |
RIPLEY | 39540 | $ 3.752,09 |
LAUDERDALE | 39553 | $ 3.780,36 |
MANTEE | 39555 | $ 4.024,29 |
CONEHATTA | 39556 | $ 3.979,89 |
MATHISTON | 39558 | $ 4.129,33 |
DECATUR | 39560 | $ 3.752,02 |
Dennis | 39561 | $ 3.799,93 |
BELMONT | 39562 | $ 3.845,78 |
UNIÓN | 39563 | $ 3.790,24 |
THAXTON | 39564 | $ 3.887,70 |
MONTAÑA AZUL | 39565 | $ 3,811.40 |
MERIDIANO | 39567 | $ 3.796,13 |
LAWRENCE | 39571 | $ 3.773,31 |
RIENZI | 39572 | $ 3,857.61 |
DORADO | 39573 | $ 3.782,76 |
COLLINSVILLE | 39574 | $ 3.838,19 |
HAMILTON | 39576 | $ 3.878,23 |
CORINTO | 39577 | $ 3.682,18 |
CAÑADA | 39581 | $ 3,799.78 |
MIRTO | 39601 | $ 3.677,90 |
DUMAS | 39629 | $ 3.728,91 |
TISHOMINGO | 39630 | $ 3.878,24 |
GATTMAN | 39631 | $ 4,006.38 |
BRUCE | 39632 | $ 4.041,93 |
CIUDAD DE CALHOUN | 39633 | $ 4.144,61 |
PLANTERSVILLE | 39635 | $ 4.170,57 |
GRAN ARROYO | 39638 | $ 3.984,59 |
ETTA | 39641 | $ 3.823,17 |
SHERMAN | 39643 | $ 3.956,73 |
BOONEVILLE | 39645 | $ 3.932,21 |
TREMONT | 39647 | $ 3.921,02 |
MANTACHIE | 39648 | $ 3.726,10 |
VAN VLEET | 39652 | $ 3.749,56 |
PITTSBORO | 39653 | $ 3.896,44 |
SHANNON | 39654 | $ 3.788,18 |
RANDOLPH | 39656 | $ 3.814,87 |
FULTON | 39657 | $ 3.798,18 |
BECKER | 39661 | $ 3.941,64 |
PONTOTOC | 39662 | $ 3.702,34 |
MUELLES AZULES | 39663 | $ 3.955,17 |
NUEVO SITIO | 39664 | $ 3.894,09 |
VERONA | 39665 | $ 3.853,84 |
NETTLETON | 39666 | $ 3.791,10 |
MUELLES DE MADERA VERDE | 39667 | $3,741.79 |
SMITHVILLE | 39668 | $4,050.99 |
MOOREVILLE | 39669 | $4,149.93 |
NEW ALBANY | 39701 | $3,158.94 |
TOCCOPOLA | 39702 | $3,243.42 |
HOULKA | 39705 | $3,257.98 |
CALEDONIA | 39710 | $3,246.30 |
HOUSTON | 39730 | $3,269.64 |
OKOLONA | 39735 | $3,507.47 |
PRAIRIE | 39736 | $3,605.47 |
MARIETTA | 39737 | $3,764.74 |
BELDEN | 39739 | $3,505.06 |
ABERDEEN | 39740 | $3,283.58 |
ECRU | 39741 | $3,231.09 |
PHEBA | 39743 | $3,180.23 |
TUPELO | 39744 | $3,482.78 |
COLUMBUS | 39745 | $3,491.89 |
AMORY | 39746 | $3,383.81 |
SALTILLO | 39747 | $3,501.38 |
WEST POINT | 39750 | $3,228.95 |
BALDWYN | 39751 | $3,427.87 |
COLUMBUS | 39752 | $3,422.43 |
VARDAMAN | 39753 | $3,585.73 |
COLUMBUS | 39754 | $3,594.89 |
TUPELO | 39755 | $3,261.14 |
GUNTOWN | 39756 | $3,274.33 |
CEDARBLUFF | 39759 | $3,077.33 |
MABEN | 39766 | $3,208.63 |
WOODLAND | 39767 | $3,530.20 |
STEENS | 39769 | $3,196.85 |
STURGIS | 39771 | $3,729.29 |
CRAWFORD | 39772 | $3,533.04 |
COLUMBUS | 39773 | $3,249.13 |
STARKVILLE | 39776 | $3,220.89 |
As you can see, drivers operating out of Woodville are charged significantly more for their auto insurance than those based in Hermanville. Where does your zip code rank?
Highest and Lowest Insurance Rates by City in Mississippi
You can even look into the way that the city you live in impacts the cost of your auto insurance. Take a look at the listings below:
City | Annual Average |
---|---|
STARKVILLE | $3,077.33 |
CRAWFORD | $3,180.23 |
STURGIS | $3,196.85 |
STEENS | $3,208.63 |
WOODLAND | $3,220.89 |
COLUMBUS | $3,226.66 |
MABEN | $3,228.95 |
CEDARBLUFF | $3,231.09 |
GUNTOWN | $3,237.09 |
VARDAMAN | $3,246.00 |
BALDWYN | $3,247.35 |
TUPELO | $3,248.83 |
WEST POINT | $3,249.13 |
SALTILLO | $3,251.39 |
AMORY | $3,253.21 |
PHEBA | $3,261.14 |
ECRU | $3,265.32 |
ABERDEEN | $3,269.64 |
BELDEN | $3,272.51 |
MARIETTA | $3,274.20 |
PRAIRIE | $3,274.33 |
OKOLONA | $3,274.37 |
HOUSTON | $3,277.09 |
CALEDONIA | $3,283.58 |
HOULKA | $3,284.84 |
TOCCOPOLA | $3,284.95 |
NEW ALBANY | $3,284.97 |
MOOREVILLE | $3,287.84 |
SMITHVILLE | $3,287.96 |
GREENWOOD SPRINGS | $3,288.03 |
NETTLETON | $3,288.88 |
VERONA | $3,289.64 |
NEW SITE | $3,293.38 |
BLUE SPRINGS | $3,293.99 |
PONTOTOC | $3,305.09 |
BECKER | $3,314.90 |
FULTON | $3,318.23 |
RANDOLPH | $3,329.46 |
SHANNON | $3,329.58 |
PITTSBORO | $3,333.71 |
VAN VLEET | $3,334.46 |
MANTACHIE | $3,336.26 |
TREMONT | $3,343.84 |
BOONEVILLE | $3,346.49 |
SHERMAN | $3,350.42 |
ETTA | $3,353.55 |
BIG CREEK | $3,357.03 |
PLANTERSVILLE | $3,357.07 |
CALHOUN CITY | $3,364.61 |
BRUCE | $3,366.35 |
GATTMAN | $3,369.73 |
TISHOMINGO | $3,370.72 |
DUMAS | $3,374.28 |
MYRTLE | $3,381.54 |
GLEN | $3,382.11 |
CORINTH | $3,383.63 |
HAMILTON | $3,383.81 |
COLLINSVILLE | $3,391.50 |
GOLDEN | $3,392.76 |
RIENZI | $3,394.09 |
LAWRENCE | $3,406.58 |
BLUE MOUNTAIN | $3,410.42 |
THAXTON | $3,412.67 |
UNION | $3,414.64 |
BELMONT | $3,415.14 |
DENNIS | $3,419.25 |
DECATUR | $3,422.39 |
MATHISTON | $3,422.43 |
CONEHATTA | $3,425.08 |
MANTEE | $3,427.87 |
LAUDERDALE | $3,428.04 |
RIPLEY | $3,430.33 |
TIPLERSVILLE | $3,432.60 |
DALEVILLE | $3,433.51 |
PHILADELPHIA | $3,433.57 |
BAILEY | $3,435.11 |
BURNSVILLE | $3,435.53 |
IUKA | $3,441.34 |
NEWTON | $3,441.63 |
BANNER | $3,442.80 |
WALNUT | $3,443.86 |
SCHLATER | $3,445.67 |
VAIDEN | $3,449.52 |
CHUNKY | $3,452.16 |
ITTA BENA | $3,459.81 |
SIDON | $3,461.84 |
WINONA | $3,462.61 |
INDIANOLA | $3,465.74 |
LITTLE ROCK | $3,471.13 |
PARIS | $ 3.474,25 |
INVERNIDAD | $ 3.479,37 |
EUPORA | $ 3.482,78 |
NUEZ DURA | $ 3.483,53 |
MOORHEAD | $ 3.488,52 |
FALKNER | $ 3.489,03 |
MERIDIANO | $ 3.489,39 |
CAMPAMENTO FRANCÉS | $ 3.491,89 |
KILMICHAEL | $ 3,501.38 |
ALGOMA | $ 3,502.51 |
BROOKSVILLE | $ 3,505.06 |
SHAW | $ 3,507.10 |
ACKERMAN | $ 3,507.47 |
CIUDAD MINTER | $ 3,510.10 |
RULEVILLE | $ 3,511.46 |
GIRASOL | $ 3,512.44 |
PISO DE HICKORY | $ 3,512.62 |
DODDSVILLE | $ 3,514.71 |
MC ADAMS | $ 3,515.10 |
CAMPAMENTO DE POTTS | $ 3,515.40 |
MADERA VERDE | $ 3,515.83 |
WATERFORD | $ 3,521.01 |
SHUQUALAK | $ 3,523.19 |
SALLIS | $ 3,524.48 |
BOYLE | $ 3,526.44 |
ROSEDALE | $ 3,528.71 |
TAYLOR | $ 3,529.00 |
ABBEVILLE | $ 3,529.60 |
STEWART | $ 3,530.20 |
MONTE AGRADABLE | $ 3,531.38 |
NOXAPATER | $ 3,531.74 |
PRESA | $ 3,533.03 |
ETHEL | $ 3,533.98 |
MACON | $ 3,535.00 |
MERIGOLD | $ 3,536.26 |
LOUISVILLE | $ 3,545.05 |
CARROLLTON | $ 3,545.32 |
OXFORD | $ 3,546.16 |
REGULAR | $ 3.547,87 |
TOOMSUBA | $ 3,550.22 |
LARGUERO | $ 3,550.30 |
MUELLES DE LA BAHÍA | $ 3,551.23 |
LOUIN | $ 3.551,31 |
BEULA | $ 3.553,33 |
VICTORIA | $ 3554,17 |
KOSCIUSKO | $ 3.555,26 |
DIBUJÓ | $ 3,557.39 |
BANCOS ROJOS | $ 3,563.18 |
MARION | $ 3.563,25 |
GUNNISON | $ 3,565.13 |
TULA | $ 3.565,33 |
MUELLES DE ACEBO | $ 3,565.45 |
PRESTON | $ 3,566.09 |
BENOIT | $ 3,567.45 |
COLINA DEL PATO | $ 3,567.82 |
Ashland | $ 3,568.33 |
COILA | $ 3,568.65 |
RODADOR | $ 3,569.73 |
SCOOBA | $ 3,571.39 |
HATTIESBURG | $ 3,572.05 |
SANDHILL | $ 3,572.20 |
LAUREL | $ 3,573.93 |
PORTERVILLE | $ 3,577.24 |
MAYERSVILLE | $ 3.577,34 |
MC COOL | $ 3,579.90 |
ARBOLEDA DE NUGAL | $ 3,580.07 |
DE KALB | $ 3.581,18 |
CLEVELAND | $ 3.583,11 |
BYHALIA | $ 3,585.69 |
MAYHEW | $ 3.585,73 |
MADISON | $ 3585,80 |
TREBLOC | $ 3,587.22 |
COFFEEVILLE | $ 3,587.49 |
SECOYA | $ 3,588.08 |
MOSELA | $ 3,588.62 |
ELLISVILLE | $ 3,591.52 |
MUELLES GORE | $ 3,592.64 |
COLINA ROSA | $ 3.594,35 |
MONTPELIER | $ 3,594.89 |
PÉTALO | $ 3,595.96 |
PARQUE DEL VALLE | $ 3,598.46 |
UNIVERSIDAD | $ 3.600,13 |
LAGO | $ 3.600,62 |
ARTESIA | $ 3.605,47 |
MUSGO | $ 3.610,80 |
ARKABUTLA | $ 3.613,97 |
CIUDAD DE MICHIGAN | $ 3.614,30 |
SHELBY | $ 3.614,79 |
SEBASTOPOL | $ 3.618,77 |
INDEPENDENCIA | $ 3,619.00 |
MC CARLEY | $ 3.619,19 |
ISOLA | $ 3.620,77 |
THOMASTOWN | $ 3.621,20 |
AGUA FRÍA | $ 3.621,23 |
BOSQUE | $ 3.621,23 |
SENATOBIA | $ 3.622,60 |
ENLOQUECER | $ 3.624,08 |
ESTRELLA | $ 3.624,79 |
PELAHATCHIE | $ 3.625,04 |
VICKSBURGO | $ 3.625,09 |
CRUGER | $ 3.628,78 |
MONTE BAYOU | $ 3.632,23 |
HORQUILLA RODANTE | $ 3.636,31 |
LUDLOW | $ 3.637,11 |
Duncan | $ 3.637,80 |
BROOKLYN | $ 3.638,61 |
LAMAR | $ 3.638,78 |
OESTE | $ 3.639,14 |
VALLE DEL AGUA | $ 3.643,19 |
PHILIPP | $ 3,646.02 |
CAIMÁN | $ 3.649,03 |
SCOBEY | $ 3.650,55 |
GLEN ALLAN | $ 3.651,42 |
SARAH | $ 3.651,72 |
STONEVILLE | $ 3.653,82 |
CAMDEN | $ 3.655,41 |
HOLCOMB | $ 3.655,46 |
CARY | $ 3.657,05 |
LELAND | $ 3.658,99 |
CANTÓN | $ 3.659,71 |
CHATHAM | $ 3,661.77 |
HOLLANDALE | $ 3.662,26 |
BELZONI | $ 3.664,36 |
TCHULA | $ 3.672,14 |
LENA | $ 3.674,46 |
CLARA | $ 3,675.01 |
LOUISE | $ 3.675,04 |
CIUDAD DE PLATA | $ 3.675,49 |
MAGEE | $ 3.675,57 |
BROOKHAVEN | $ 3.677,90 |
OVETT | $ 3.679,49 |
RIDGELAND | $ 3.679,51 |
WIGGINS | $ 3.682,18 |
HERNANDO | $ 3.682,39 |
BRANDON | $ 3.688,25 |
DURANTE | $ 3.689,07 |
BORDE DEL CAMINO | $ 3.689,71 |
EASTABUCHIE | $ 3.690,06 |
SANDERSVILLE | $ 3.690,13 |
FLUJO | $ 3.694,35 |
CARTAJE | $ 3.696,62 |
NESBIT | $ 3.698,93 |
MC LAIN | $ 3.698,94 |
OAKLAND | $ 3.699,62 |
GRANADA | $ 3.701,07 |
PIEDAD | $ 3.702,34 |
TILLATOBA | $ 3.702,54 |
MADERAS DE PINO | $ 3.702,55 |
RICHLAND | $ 3.702,94 |
GREENVILLE | $ 3.704,98 |
MUELLE DE PIZARRA | $ 3.708,50 |
EDWARDS | $ 3.710,36 |
BUEN HOMBRE | $ 3.713,87 |
PACHUTA | $ 3.715,17 |
HEIDELBERG | $ 3.715,21 |
LEXINGTON | $ 3.716,05 |
LAGO CORMORANT | $ 3,719.02 |
TÚNICA | $ 3.719,33 |
MENDENHALL | $ 3.719,91 |
PICKENS | $ 3.721,72 |
FLORA | $ 3,722.60 |
LAGO DE CUERNOS | $ 3.723,28 |
BOLTON | $ 3.723,62 |
WEBB | $ 3.725,45 |
EMPRESA | $ 3.725,47 |
MCCOMB | $ 3.726,10 |
QUITMAN | $ 3.728,41 |
BOGUE CHITTO | $ 3.728,91 |
WALTHALL | $ 3.729,29 |
BATESVILLE | $ 3,732.00 |
CRENSHAW | $ 3.733,97 |
SHUBUTA | $ 3.735,32 |
COURTLAND | $ 3.735,77 |
HALCÓN | $ 3.738,19 |
PAULDING | $ 3.740,64 |
TYLERTOWN | $ 3.741,79 |
HOLLY BLUFF | $ 3.744,73 |
ANGUILA | $ 3.746,71 |
MAGNOLIA | $ 3.749,56 |
FLORENCIA | $ 3.750,39 |
SOUTHAVEN | $ 3.750,82 |
PARED DE PIEDRA | $ 3.751,02 |
PLAYA LARGA | $ 3.752,02 |
DIBERVILLE | $ 3.752,08 |
TAYLORSVILLE | $ 3.753,10 |
DUNDEE | $ 3.753,83 |
ROBINSONVILLE | $ 3.753,89 |
LEAKESVILLE | $ 3.753,90 |
ARCOLA | $ 3.756,01 |
PAPA | $ 3.759,59 |
TIPPO | $ 3,761.01 |
BILOXI | $ 3.763,29 |
AVON | $ 3.763,33 |
BELLEFONTAINE | $ 3.764,74 |
PAREDES | $ 3.765,54 |
PERLA | $ 3.766,27 |
TRINEO | $ 3,766.40 |
COMO | $ 3.766,41 |
SARDIS | $ 3.770,51 |
VOSSBURG | $ 3.770,60 |
GRACIA | $ 3.773,09 |
VAUGHAN | $ 3.773,12 |
PASA CRISTIANO | $ 3.773,31 |
MIZE | $ 3.774,16 |
CIUDAD DE MORGAN | $ 3.774,88 |
HARRISVILLE | $ 3.775,83 |
NEELY | $ 3.776,69 |
RAMA DE OLIVO | $ 3.777,42 |
SWIFTOWN | $ 3.778,81 |
DINERO | $ 3.778,84 |
EMPEÑADO EN | $ 3.779,30 |
GAUTIER | $ 3.780,36 |
DUBLÍN | $ 3.780,58 |
PERKINSTON | $ 3.782,76 |
LÍNEA DE ESTADO | $ 3.783,41 |
WAYNESBORO | $ 3.785,18 |
MULTITUD | $ 3.786,36 |
MONTICELLO | $ 3.788,18 |
PULASKI | $ 3.790,79 |
CUMBRE | $ 3.791,10 |
SATARTIA | $ 3.792,33 |
CIUDAD YAZOO | $ 3,796.49 |
PASCAGOULA | $ 3.797,96 |
OSYKA | $ 3.798,18 |
GLENDORA | $ 3,799.62 |
MC HENRY | $ 3.799,92 |
BUCKATUNNA | $ 3.799,94 |
RALEIGH | $ 3.803,11 |
Morton | $ 3.803,32 |
CASCILLA | $ 3.803,75 |
MC NEILL | $ 3.804,09 |
PURVIS | $ 3.806,35 |
CLINTON | $ 3.807,14 |
LUMBERTON | $ 3.807,38 |
BELEN | $ 3.808,67 |
LULA | $ 3,811.03 |
VANCLEAVE | $ 3,811.40 |
JONESTOWN | $ 3.811,84 |
GULFPORT | $ 3.811,98 |
PARCHMAN | $ 3.812,76 |
ROBLE VALE | $ 3.814,87 |
PUNTO DE MUSGO | $ 3,818.01 |
PINOLA | $ 3.818,60 |
JAYESS | $ 3.823,17 |
BENTONIA | $ 3,824.40 |
CIUDAD DELTA | $ 3.826,84 |
BRAXTON | $ 3.829,25 |
SCOTT | $ 3.834,98 |
MARCAS | $ 3.837,93 |
SAUCIER | $ 3.838,19 |
SHERARD | $ 3,838.40 |
NEWHEBRON | $ 3,841.07 |
BEAUMONT | $ 3,842.30 |
CABEZA DE DIAMANTE | $ 3.845,45 |
ENID | $3,850.63 |
SONTAG | $3,853.84 |
GEORGETOWN | $3,854.09 |
MOUNT OLIVE | $3,855.45 |
PEARLINGTON | $3,857.61 |
RICHTON | $3,858.15 |
METCALFE | $3,858.94 |
SUMNER | $3,863.48 |
BAY SAINT LOUIS | $3,866.44 |
LAMBERT | $3,868.11 |
LUCEDALE | $3,870.67 |
COLLINS | $3,874.33 |
SUMRALL | $3,875.20 |
WINSTONVILLE | $3,877.63 |
WAVELAND | $3,878.23 |
BUDE | $3,878.24 |
MIDNIGHT | $3,887.65 |
OCEAN SPRINGS | $3,887.70 |
PACE | $3,887.91 |
FRIARS POINT | $3,890.85 |
SWAN LAKE | $3,892.34 |
CHARLESTON | $3,893.53 |
SMITHDALE | $3,894.09 |
WESSON | $3,894.35 |
MEADVILLE | $3,896.44 |
HARPERVILLE | $3,899.88 |
RAYMOND | $3,901.26 |
SIBLEY | $3,901.71 |
PUCKETT | $3,904.26 |
WINTERVILLE | $3,905.29 |
TUTWILER | $3,905.77 |
SEMINARY | $3,906.08 |
POPLARVILLE | $3,906.10 |
COAHOMA | $3,907.93 |
TERRY | $3,909.79 |
CLARKSDALE | $3,910.45 |
SANDY HOOK | $3,912.19 |
ELLIOTT | $3,913.97 |
CRYSTAL SPRINGS | $3,917.42 |
LYON | $3,917.55 |
MC CALL CREEK | $3,921.02 |
BYRAM | $3,928.45 |
NEW AUGUSTA | $3,930.59 |
LIBERTY | $3,932.21 |
JACKSON | $3,932.54 |
VANCE | $3,932.66 |
PICAYUNE | $3,932.75 |
TIE PLANT | $3,934.31 |
D LO | $3,934.83 |
ROXIE | $3,941.64 |
BASSFIELD | $3,944.37 |
COLUMBIA | $3,946.60 |
RENA LARA | $3,953.83 |
SILVER CREEK | $3,955.17 |
KOKOMO | $3,956.73 |
KILN | $3,979.89 |
CARRIERE | $3,984.17 |
GLOSTER | $3,984.59 |
FOXWORTH | $3,987.89 |
GALLMAN | $3,988.22 |
PANTHER BURN | $3,988.98 |
DARLING | $3,989.17 |
HAZLEHURST | $3,990.92 |
FARRELL | $3,994.56 |
WHITFIELD | $3,994.81 |
CARSON | $4,005.18 |
CENTREVILLE | $4,006.38 |
ROME | $4,009.06 |
PRENTISS | $4,013.94 |
HURLEY | $4,024.29 |
CHATAWA | $4,041.93 |
UNION CHURCH | $4,050.99 |
UTICA | $4,053.43 |
FAYETTE | $4,107.16 |
TINSLEY | $4,112.92 |
LAKESHORE | $4,129.33 |
TOUGALOO | $4,138.74 |
CROSBY | $4,144.61 |
WOODVILLE | $4,149.93 |
WASHINGTON | $4,157.25 |
FERNWOOD | $4,170.57 |
PATTISON | $4,185.94 |
NATCHEZ | $4,189.65 |
PORT GIBSON | $4,242.24 |
LORMAN | $4,250.87 |
HERMANVILLE | $4,323.64 |
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As you can see, there’s a fairly standard trend in auto insurance costs when the numbers are compared by city. It just goes to show that a combination of different factors – some uncontrollable, like age, and some otherwise, like location – can impact the way you have to budget over the course of a year.
Mississippi Auto Insurance Companies
It won’t surprise you to learn that when it comes to auto insurance, you have options. There are dozens upon dozens of auto insurance providers across the country, not to mention in Mississippi.
The great thing about that variety is that you have plenty of options to choose from when it comes to determining who you want to cover you as a driver. The bad news is that you have to sift through every auto insurance provider’s website if you really want to be sure that you’re getting the best deal possible.
Don’t spend hours staring at a screen. We’ve done your research for you! Take a look at our guide to Mississippi auto insurance, and you’ll be on your way to affordable coverage in no time at all.
The Largest Companies Financial Rating
The easiest way to rate the auto insurance providers in Mississippi is to take into account their AM Best Rating. An AM Best Rating helps you determine a auto insurance provider’s financial strength. The better the rating, the more financially secure the company in question is.
Take a look at the table below, and you’ll see what we mean. You’ll also note that a number of companies in the state of Mississippi have A+++ ratings. What do those three extra plus signs mean? Every plus sign on an AM Best Rating indicates additional financial security.
Company Name | AM Best Rating | Direct Premiums Written | Loss Ratio | Market Share |
---|---|---|---|---|
State Farm Group | A++ | $483,064 | 61.62% | 25.72% |
Southern Farm Bureau Casualty Group | A+ | $223,023 | 69.60% | 11.87% |
Progressive Group | A+ | $192,012 | 65.31% | 10.22% |
Allstate Insurance Group | A+ | $155,147 | 50.96% | 8.26% |
Geico | A++ | $117,890 | 70.29% | 6.28% |
Liberty Mutual Group | A | $117,425 | 68.86% | 6.25% |
Nationwide Corp Group | A+ | $108,233 | 60.37% | 5.76% |
USAA Group | A++ | $95,802 | 78.03% | 5.10% |
Alfa Insurance Group | A | $70,841 | 64.72% | 3.77% |
Shelter Insurance Group | A | $59,844 | 68.58% | 3.19% |
State Total | $1,878,254 | 64.24% | 100.00% | |
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The AM Best Rating is most dramatically impacted by a company’s loss ratio. When you’re looking into a auto insurance provider, you’ll find companies with high loss ratios and companies with lower ones.
- A high loss ratio indicates that a company is willing to pay out on more claims than others. This means that you’ll be covered in case of an accident but also that the company in question may be a little less financially stable than its competitors.
- Comparatively, a company with a low loss ratio is fairly financially stable. However, these companies are also less likely to pay out on your claim, meaning that you’ll be less likely to be completely covered in case of an accident.
We recommend looking for a company with a loss ratio somewhere in between these two extremes.
Companies with Most Complaints in Mississippi
En un nivel más subjetivo, también hemos tomado nota de los proveedores de seguros de automóviles que han recibido la mayoría de las quejas de los clientes. Las quejas, por supuesto, son personales. Aún así, cuantas más quejas recibe una empresa, más puede aprender sobre sus departamentos de recursos humanos y los servicios en los que pueden estar holgazaneando.
Compañía de seguros de automóviles | Número de quejas | Índice de quejas |
---|---|---|
Safeco | 0 | 0,00 |
Abrigo | 0 | 0,00 |
Camino seguro | 0 | 0,00 |
Estado automático | 0 | 0,00 |
Siglo 21 | 0 | 0,00 |
United Automobile | 0 | 0,00 |
Esparto | 2 | 0,23 |
Oficina agrícola de Mississippi | 9 | 0,29 |
MetLife | 2 | 0,51 |
Allstate | 11 | 0,53 |
State Farm | 44 | 0,67 |
A escala nacional | 10 | 0,70 |
Lechería | 1 | 0,70 |
Hartford | 2 | 0,76 |
AAA | 1 | 0,85 |
Geico | 13 | 0,90 |
USAA | 11 | 0,97 |
Seguro GuideOne | 2 | 1.08 |
Esurance | 2 | 1,11 |
Viajeros | 3 | 1,22 |
Progressive | 23 | 1,23 |
ANPAC | 1 | 1,33 |
Seguro Victoria | 1 | 1,48 |
Seguro de EE. UU. | 3 | 1,83 |
Socios de Inverness | 2 | 2,20 |
Liberty Mutual | 5 | 2.22 |
Seguro de Mendakota | 2 | 2,36 |
Farmers | 5 | 2,43 |
National General | 4 | 5,06 |
Directo General | 21 | 5.63 |
Compañía de seguros ACCC | 21 | 9,79 |
Seguro único | 9 | 17,93 |
Tarifas de seguros de automóviles en Mississippi por compañía
También notará que las tarifas de los seguros varían naturalmente según la compañía. Consulte los datos a continuación para obtener una descripción general básica del estado.
Empresa | Porcentaje anual | Comparado con el promedio estatal | Porcentaje comparado con el promedio estatal |
---|---|---|---|
P&C de Allstate | $ 4.941,34 | $ 1.276,53 | 25,83% |
Geico General | $ 4.086,36 | $ 421.54 | 10,32% |
SAFECO Ins Co de IL | $ 4.455,56 | $ 790.74 | 17,75% |
PyC a nivel nacional | $ 2.756,17 | – $ 908,64 | -32,97% |
Golfo ins Progressive | $ 4.312,60 | 647,78 $ | 15,02% |
State Farm Mutual Auto | $ 2,980.08 | – 684,74 $ | -22,98% |
Travelers Home & Marine Ins Co | $ 3.730,17 | 65,35 $ | 1,75% |
USAA | $ 2.056,25 | – $ 1,608.56 | -78,23% |
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Notará que varios proveedores en el estado de Mississippi tienen tarifas que compiten fuertemente con el promedio estatal de $ 3,664.82.
Tarifas de viaje diario por empresa
Algunos proveedores de seguros también le cobrarán más por su cobertura si nota que su viaje de trabajo es más largo que 10 millas.
Empresa | Desplazamientos diarios y kilometraje anual | Porcentaje anual |
---|---|---|
Liberty Mutual | 25 millas de viaje diario. 12000 kilometraje anual. | $ 13,847.08 |
Liberty Mutual | 10 millas de viaje diario. 6000 kilometraje anual. | $ 13.055,12 |
SRA | 25 millas de viaje diario. 12000 kilometraje anual. | $ 3.683,20 |
SRA | 10 millas de viaje diario. 6000 kilometraje anual. | $ 3.646,43 |
A escala nacional | 10 millas de viaje diario. 6000 kilometraje anual. | $ 2,926.49 |
A escala nacional | 25 millas de viaje diario. 12000 kilometraje anual. | $ 2,926.49 |
USAA | 25 millas de viaje diario. 12000 kilometraje anual. | $ 2,899.06 |
USAA | 10 millas de viaje diario. 6000 kilometraje anual. | $ 2.824,14 |
State Farm | 25 millas de viaje diario. 12000 kilometraje anual. | $ 2,122.82 |
State Farm | 10 millas de viaje diario. 6000 kilometraje anual. | $ 2.011,15 |
Como habrás adivinado, es probable que los conductores con viajes más largos paguen más por su cobertura de seguro de automóvil que los conductores con viajes cortos.
Aunque esto puede parecer duro, no es nada comparado con cómo otros factores afectan sus tarifas.
Tasas de nivel de cobertura por empresa
If you’re looking to save money, you may think that going with a company’s lowest rate of coverage will be good for your pocketbook. This isn’t always the case, though. Purchasing better coverage means that you’ll be more secure in case of an accident, whereas relying on a company’s minimum coverage could result in you having to pay for property damage or personal injury out of pocket.
Company | Annual Average | Compared to State Average | Percentage Compared to State Average |
---|---|---|---|
Allstate P&C | $4,941.34 | $1,276.53 | 25.83% |
Geico General | $4,086.36 | $421.54 | 10.32% |
SAFECO Ins Co of IL | $4,455.56 | $790.74 | 17.75% |
Nationwide P&C | $2,756.17 | -$908.64 | -32.97% |
Progressive Gulf Ins | $4,312.60 | $647.78 | 15.02% |
State Farm Mutual Auto | $2,980.08 | -$684.74 | -22.98% |
Travelers Home & Marine Ins Co | $3,730.17 | $65.35 | 1.75% |
USAA | $2,056.25 | -$1,608.56 | -78.23% |
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As you can see, the rates between low, medium, and high insurance policy rates don’t always vary that much. A few extra hundreds spent on your insurance could be the difference between total accident coverage and a dwindling bank account.
Credit History Rates by Company
As you may have guessed, you’ll likely get a better auto insurance rate if your credit is good. This isn’t to say that credit is the end all, be all of auto insurance rates, but it certainly contributes to the rate that you’re likely to be offered by a provider.
Company | Credit History | Annual Average |
---|---|---|
Liberty Mutual | Poor | $14,094.18 |
Liberty Mutual | Fair | $9,029.73 |
Liberty Mutual | Good | $7,062.75 |
Geico | Poor | $6,161.23 |
Allstate | Poor | $5,721.87 |
Allstate | Fair | $5,065.11 |
Progressive | Poor | $4,891.94 |
Travelers | Poor | $4,233.92 |
Progressive | Fair | $4,170.46 |
Allstate | Good | $4,037.04 |
USAA | Poor | $3,914.74 |
Progressive | Good | $3,875.40 |
Travelers | Good | $3,502.98 |
Geico | Fair | $3,490.89 |
Travelers | Fair | $3,453.60 |
State Farm | Poor | $3,451.55 |
Nationwide | Poor | $3,397.54 |
Nationwide | Fair | $2,747.94 |
Geico | Good | $2,606.95 |
Nationwide | Good | $2,459.66 |
State Farm | Fair | $2,102.98 |
USAA | Fair | $2,069.13 |
USAA | Good | $1,776.60 |
State Farm | Good | $ 1,581.04 |
El puntaje crediticio promedio en Mississippi es 647.
El puntaje crediticio promedio de Mississippi es, de hecho, aproximadamente 28 puntos más bajo que el promedio nacional, lo que convierte a Mississippi en uno de los 10 estados de la unión con puntajes crediticios más bajos.
Tasas récord de conducción por empresa
Es probable que su historial de conducción tenga el mayor impacto en la tarifa que un proveedor de seguros de automóviles puede ofrecerle. Considera lo siguiente:
Empresa | Registro de conducción | Porcentaje anual |
---|---|---|
Allstate | Con 1 DUI | $ 5.956,24 |
Geico | Con 1 DUI | $ 5.869,23 |
Liberty Mutual | Con 1 DUI | $ 5.170,33 |
Liberty Mutual | Con 1 accidente | $ 5.046,99 |
Progressive | Con 1 accidente | $ 4.952,25 |
Allstate | Con 1 accidente | $ 4,912.99 |
Allstate | Con 1 infracción por exceso de velocidad | $ 4.726,86 |
Viajeros | Con 1 DUI | $ 4.688,01 |
Liberty Mutual | Con 1 infracción por exceso de velocidad | $ 4.442,21 |
Progressive | Con 1 infracción por exceso de velocidad | $ 4.338,27 |
Progressive | Con 1 DUI | $ 4.267,10 |
Allstate | Registro limpio | $ 4.169,28 |
Geico | Con 1 infracción por exceso de velocidad | $ 4.078,45 |
Geico | Con 1 accidente | $ 3.856,26 |
Progressive | Registro limpio | $ 3.692,78 |
A escala nacional | Con 1 DUI | $ 3,574.60 |
Viajeros | Con 1 infracción por exceso de velocidad | $ 3558,80 |
Viajeros | Con 1 accidente | $ 3,413.50 |
State Farm | Con 1 accidente | $ 3.312,87 |
Viajeros | Registro limpio | $ 3,260.37 |
Liberty Mutual | Registro limpio | $ 3,162.70 |
State Farm | Con 1 DUI | $ 2,949.82 |
State Farm | Con 1 infracción por exceso de velocidad | $ 2,949.82 |
A escala nacional | Con 1 accidente | $ 2.809,29 |
USAA | Con 1 DUI | $ 2.783,92 |
State Farm | Registro limpio | $ 2.707,79 |
Geico | Registro limpio | $ 2.541,48 |
A escala nacional | Con 1 infracción por exceso de velocidad | $ 2,438.23 |
A escala nacional | Registro limpio | $ 2.202,58 |
USAA | Con 1 accidente | $ 2.050,45 |
USAA | Con 1 infracción por exceso de velocidad | $ 1,785.46 |
USAA | Registro limpio | $ 1,605.19 |
Como puede ver, ciertos accidentes o infracciones tienen más consecuencias financieras que otros. Un DUI con Liberty Mutual, por ejemplo, le cuesta menos que un DUI con Geico.
Número de aseguradoras por estado
La cobertura de seguro nacional y la cobertura de seguro extranjero son más complicadas y menos complicadas de lo que cabría esperar. Considere la tabla a continuación:
Número de aseguradoras autorizadas en Mississippi | Número |
---|---|
Doméstico | 15 |
Extranjero | 907 |
Número total de aseguradoras con licencia | 922 |
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Ahora, cualquier seguro de automóvil adquirido en Mississippi se considera un seguro “doméstico”. Comparativamente, el seguro obtenido en cualquier otro de los 50 estados de los Estados Unidos se considera “extranjero”. Es un poco diferente de lo que cabría esperar, ¿no?
Leyes y legalidades de Mississippi
Staying on top of driving laws can be difficult from state to state. If you do your research, though, and keep your knowledge of different street-side legalities up to date, you’ll be more likely to remain a safe driver over the course of your adult life.
What, then, are the driving laws in Mississippi? Take a look at our comprehensive guide to the laws that Mississippi drivers have to follow in order to avoid an undeserved fine and unnecessary stress.
Auto Insurance Laws
We’ve already touched on Mississippi’s insurance requirements. Minimum liability coverage is a must for Mississippi drivers. Mississippi minimum liability insurance coverage is listed as 25/50/25, according to the state’s insurance department. These numbers break down as follows:
- 25 – you’ll need $25,000 of coverage in order to attend to the injuries of a single person
- 50 – you’ll need $50,000 of coverage in order to cover the total injuries per accident
- 25 – you’ll need $25,000 of coverage in order to pay for the replacement of any property that might be damaged during an accident.
High-Risk Insurance
High-risk drivers in Mississippi are drivers who have driving records that aren’t especially glowing. If you’re a high-risk driver, then you might have a bit of trouble finding a provider who is willing to cover you.
What factors contribute to someone being listed as a high-risk driver? They include:
- DUI or DWI conviction
- A reported traffic violation that resulted in serious injury of another person
- Driving without insurance or proof of insurance
- Owning a sports car or other vehicle that could be considered “high-risk”
- Driving at 70 years of age or older
If you can’t find a provider who is willing to cover you due to your driving record, then you may qualify for coverage through the Mississippi Automobile Insurance Plan, or MSAIP. Learn more here: minimum coverage for auto insurance in Mississippi.
In order to apply and qualify for this coverage, you’ll need:
- A valid Mississippi’s driver’s license
- An up-to-date car registration from a Mississippi DMV
Low-Cost Insurance
Even though MSAIP is offered through the state of Mississippi as coverage for high-risk drivers, the state itself does not offer any government-sponsored insurance for drivers who have low incomes.
If you live in a low-income household, there are still ways that you can better afford auto insurance in the state of Mississippi. These include:
- Accident-free Insurance Discounts
- Affiliation/Preferred Employer Discount
- Anti-Theft Discount
- Auto-Pay Discount
- Good Student Discount (for younger drivers only)
- Homeowner Discount
- Multi-Car Coverage Discount
- Green/Hybrid Discount
Windshield Coverage
If your windshield gets cracked for any reason – a falling tree branch, unseasonably cold weather, or otherwise – you’re stuck with the unfortunate reality of replacing your windshield in order to drive effectively and safely.
Mississippi, however, has no laws in place that require your insurance provider or any insurance providers in the state to cover the parts or time needed to have your windshield replaced professionally.
Just because the state doesn’t take Windshield Coverage into consideration, though, doesn’t mean that comprehensive coverage plans or various insurance providers won’t have windshield coverage available as an add-on. You’ll need to talk to your provider and see if any additions of the like are available to you.
Automobile Insurance Fraud in Mississippi
Insurance fraud is something of a tricky topic. The good news is that automobile insurance fraud is not fraud that can be committed unintentionally. Automobile insurance fraud, rather, requires intention.
In Mississippi, auto insurance fraud consists of:
- Intentionally faking an accident
- Placing a false insurance claim
- Padding your insurance claim
The consequences of auto insurance fraud include considerable fines, jail time, and community service as deemed appropriate by a representative of Mississippi’s fraud bureau and a judge.
Statute of Limitations
Every state in the nation makes use of a statute of limitations when it comes to car accidents. But what is the statute of limitations, exactly?
After you’ve been in an accident, and regardless whether or not you caused the accident or were on the receiving end, you’ll have a limited amount of time to submit a claim to your provider.
In Mississippi, you have three years to submit an insurance claim noting personal injury or property damage as the result of an automobile accident.
Lemon Laws
One of the more state-specific laws in Mississippi is its “lemon” law. More officially known as the “Motor Vehicle Warranty Enforcement Act,” “lemon” caught on as the more colloquial way to refer to this piece of legislation. What does “lemon” refer to? Not the fruit, that’s for sure.
A vehicle is known as a “lemon” vehicle if it’s spent most of its existence in an auto shop.
If you buy your new car from a repair shop, then, you’ll have a few state laws in place protecting your purchase.
- You’ll know that your car is a “lemon” car if any of the following apply:
- Something is notable wrong with the vehicle at its time of purchase
- The issue in question has to be covered by a warranty
- No matter the repair effort, the issue is persistent
If you’ve bought a lemon vehicle, then, you have some options available to you. You can:
- Trade the lemon car for a comparable vehicle or a vehicle of equal value
- Accept a return and refund of the full purchasing price of the car
Vehicle Licensing Laws
Let’s say you’re a driver who wants to take the risk of driving without insurance, even Mississippi’s state minimum. If that’s the case and you get caught, you can incur some significant penalties.
For first time offenders in Mississippi, driving without insurance will result in a $1,000 fine and the suspension of your driving privilege until you can show proof of insurance or until a year has passed.
We’ve touched on different acceptable forms that can serve as proof of insurance, but once again, they include:
- Insurance ID Card
- Your Insurance Policy’s Certificate
- A Certificate of Deposit which indicates that you’ve paid your insurance dues to the Mississippi State Treasurer
- Proof of a bond
Penalties for Driving Without Insurance
You may also have to file for an SR-22, or “proof of financial responsibility.” This certification verifies to the state that the insurance company that will serve as your new provider will cover you for the state minimum liability for a set period of time after your encounter with an officer on the road.
Note: an SR-22 does not count as insurance. However, it can make sure that your driver’s license doesn’t get revoked, should you be caught driving without proof of insurance.
Teen Driver Laws
It’s always exciting – and a little nerve-wracking – when a teenager gets her license. In Mississippi, as in many other states, teenagers can apply for a learner’s permit at the age of 16. The requirements for obtaining a learners permit and eventual full license are listed in the chart below.
Restrictions for Restricted Licenses in Mississippi | Time |
---|---|
Nighttime Restrictions | 10 p.m.-6 a.m. Sun.-Thur., 11:30 p.m.-6 a.m. Fri.-Sat. |
Passenger Restrictions (excepting family members) | none |
Minimum age at which restrictions may be lifted: | |
Nighttime Restrictions | 6 months or age 17, whichever occurs first (min. age: 16, 6 mos.) |
Passenger Restrictions | none |
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It’s worth noting that drivers who are 17 years of age or older don’t have to rely on a learner’s permit but rather can move straight on to a restricted license.
Restrictions for Restricted Licenses in Mississippi | Time |
---|---|
Nighttime Restrictions | 10 p.m.-6 a.m. Sun.-Thur., 11:30 p.m.-6 a.m. Fri.-Sat. |
Passenger Restrictions (excepting family members) | none |
Minimum age at which restrictions may be lifted: | |
Nighttime Restrictions | 6 months or age 17, whichever occurs first (min. age: 16, 6 mos.) |
Passenger Restrictions | none |
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Older Driver License Renewal Procedures
In Mississippi, you’re required to renew your license every 4-8 years, according to the Mississippi Department of Public Safety. It’s possible for you to do so online as well as in-person at the DMV. It’s recommended that you get your eyesight checked at the same time as your license renewal, but Mississippi does not legally require you to do so.
New Residents
If you’re just moving to Mississippi, make sure you check in with your current insurance provider to update your mailing address and additional information. Your rates will likely change as you move from state to state, and you’ll need to make sure that you comply with Mississippi’s 25/50/25 minimum limits.
License Renewal Procedures
Though we’ve touched on the process of renewing your license already, you can check out the following chart for all of the nitty-gritty details.
Requirements for Getting a License in Mississippi | Time |
---|---|
Mandatory Holding Period | 12 months (individuals 17 years and older are exempt) |
Minimum Supervised Driving Time | none |
Minimum Age | 16 years old (individuals 17 and older are exempt from the requirement to get an intermediate license) |
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Rules of the Road
Along with state-wide legislation, there are certain rules of the road in Mississippi that you’ll need to be aware of in order to be a safe driver. Keep reading in order to learn a little bit more about the different legalities that keep the Magnolia State’s roadways as safe as possible.
Fault vs. No-Fault
“At-fault,” as a descriptor, is used to label the person who is to be considered responsible for an accident or fatality. The party who is determined to be “at-fault” at the site of an accident will be required to take responsibility for the costs of any injured parties as well as the replacement of any property damaged in the crash.
Mississippi is an at-fault state, according to Nolo.com. This means that you need to make sure you have enough insurance coverage to attend to the needs of any parties who may be injured or property that may be damaged in an accident you cause. Without the right coverage, you may be facing an empty bank account as well as your own medical or property costs.
Keep Right and Move Over Laws
Generally speaking, drivers who are going slower than the posted speed limit are required by law to stay on the right side of the road, leaving the other lanes available for passing.
You’re also required to move to the right and slow down when you see an emergency vehicle driving your way on the road. These vehicles include:
- Firetrucks
- Ambulances
- Utility Vehicles
- Law Enforcement
- Any driver with their hazard lights on
By moving to the side, you ensure that these emergency vehicles and other such cars can get to where they need to go unimpeded. By moving right, you may be saving someone’s life!
Speed Limits
You might think that the speed limits in Mississippi would differ based on whether they took you through a rural area or an urban one. That doesn’t happen to be the case! Take a look at the chart below.
Mississippi Speed Limits | MPH |
---|---|
Rural Interstates | 70 mph |
Urban Interstates | 70 mph |
Other Limited Access Roads | 70 mph |
Other Roads | 65 mph |
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As you can see, you can generally expect to go 70 miles an hour if you’re on any of Mississippi’s interstates. Do note, though, that these are the state’s maximum speed limits. Don’t hesitate to slow down a little if you’re whipping through curves or in an unfamiliar area!
Seat Belt and Car Seat Laws
Seat belts do a lot of work when it comes to saving people’s lives in car accidents. Mississippi, like a number of other states in the union, requires drivers to wear their seat belts whenever a car is in motion.
Safety Belt Use | Laws |
---|---|
Initial Effective Date | 07/01/94 |
Primary Enforcement? | yes; effective 05/27/06 |
Age/Seats Applicable | 7+ years in all seats |
1st Offense – maximum base fine | $25 |
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Children, in particular, need to be treated with care in a car. These child safety seat laws in Mississippi are notably different than those in place for adults, but they’re no less important.
Child Seat Requirements | Laws |
---|---|
Must be in child safety seat | 3 years and younger must be in a child restraint; 4 through 6 years and either less than 57 inches or less than 65 pounds must be in a booster seat |
Adult Belt Permissible | 6 years and younger who either weigh 65 pounds or more or who are 57 inches or taller |
1st Offense Maximum Base Fine | $25 |
Preference for Rear Seat | law states no preference for rear seat |
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Passengers in the cargo area of a pickup truck are not yet subject to any of Mississippi’s seat belt laws, but use common sense and do what you can to be careful when you have passengers who aren’t strapped into their seats around.
Ridesharing
With the rise of Lyft and Uber, auto insurance providers have begun instating new policies for drivers who work through their cars.
As of this point in time, State Farm is the only auto insurance provider in the state of Mississippi to offer ridesharing coverage to drivers.
If you’re interested in using your car to make a quick buck, then, talk to your employer about company coverage. Otherwise, you’ll need to do a bit of hunting to make sure that your auto insurance policy is insurer-friendly.
Safety Laws
What about your personal safety and its impact on your insurance and driving record in Mississippi? Don’t worry – we’ve got you covered.
DUI Laws
Beber antes de conducir es una de las peores decisiones que puede tomar. Y, sin embargo, Mississippi vio 148 muertes por conducir bajo los efectos del alcohol solo en 2017, según el Departamento de DUI .
Mississippi ha instaurado una serie de leyes de DUI con la intención de mantener a todos los conductores en la carretera lo más seguros posible. A continuación, detallamos estas leyes.
Leyes de DUI de Mississippi | Limites |
---|---|
Límite de BAC | 0,08 |
Límite alto de BAC | N / A |
Estado criminal por delito | Delitos 1º y 2º, 3º + delitos graves con 4º delito grave automático que se llevan a cabo de 2 a 10 años. en prisión |
Nombre formal del delito | Conducir bajo la influencia (DUI) |
Mirar hacia atrás / período de lavado | 5 años |
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Si lo atrapan bebiendo y conduciendo más de una vez, descubrirá que tanto usted como su billetera están en un mundo de dolor.
Multa | Primera ofensa | Reincidencia | Tercera ofensa y ofensas subsecuentes |
---|---|---|---|
Suspensión de licencia | 90 días más la finalización del programa de seguridad contra el alcohol a menos que el infractor haya recibido una licencia IID | Un año a menos que se negocie una licencia por una licencia de solo IID | Tres años a partir de la liberación del encarcelamiento, seguidos de una licencia de IID durante tres años. |
Encarcelamiento | Sin mínimo hasta 48 horas O asistir a un panel de impacto de víctimas | Servicio comunitario de cinco días a un año Y de diez días a un año | Uno a cinco años |
Multa | $ 250 – $ 1000 | $ 600 – $ 15000 | $ 2000 – $ 5000 |
Otro | Programa completo de seguridad contra el alcohol en un año | N / A | N / A |
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Si te pillan conducir en estado de intoxicación por tercera vez, se va a enfrentar cargos de delito grave, sin lugar a dudas. Hágase un favor, entonces, y salga a la ciudad con un conductor designado o limítese a beber en casa. Las consecuencias de beber y conducir no valen la pena.
Leyes de conducción distraída
De manera similar, conducir con un teléfono celular en la mano puede resultar en un accidente grave. Debe mantener ambos ojos en la carretera en todo momento para asegurarse de estar al tanto de los demás conductores que lo rodean.
Mississippi, con el aumento de la popularidad de los teléfonos celulares y Bluetooth, ha instaurado las siguientes leyes de conducción distraída.
Prohibición | Detalles |
---|---|
Prohibición de mano | No |
Prohibición del teléfono celular para conductores jóvenes | No |
Prohibición de mensajes de texto | todos los conductores |
Aplicación | primario |
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Datos automáticos de Mississippi que no se pueden perder
Con las legalidades fuera del camino, podemos pasar a algunos de los hechos que hay que saber que impregnan los bordes de las carreteras del estado de Magnolia. Mantener su automóvil seguro no es fácil, dondequiera que viva, pero con estos datos en su bolsillo trasero, lo pasará mejor en Mississippi.
Robo de vehículos en Mississippi
Las camionetas son populares en el sur. ¡Son tan codiciados que superan a los autos deportivos como los autos que se roban con más frecuencia en Mississippi!
Rango | Haz un modelo | Año del vehículo | Numero de robos |
---|---|---|---|
1 | Chevrolet Pickup (tamaño completo) | 1994 | 286 |
2 | Camioneta Ford (tamaño completo) | 2006 | 278 |
3 | Nissan Altima | 2015 | 128 |
4 | Chevrolet Impala | 2006 | 114 |
5 | Camioneta GMC (tamaño completo) | 2000 | 103 |
6 | Toyota Camry | 2014 | 94 |
7 | Honda Accord | 2007 | 91 |
8 | Camioneta Dodge (tamaño completo) | 2005 | 85 |
9 | Chevrolet Malibu | 2015 | 73 |
10 | Chevrolet Tahoe | 2005 | 68 |
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Si tiene una camioneta de tamaño completo, haga lo que pueda para vigilarla. Aunque estos coches son grandes, a menudo pueden desaparecer entre un latido y el siguiente.
Robo de vehículos por ciudad
También puede estimar las posibilidades de una muerte en su área en función de los robos de vehículos que han tenido lugar en cada una de las ciudades de Mississippi:
Ciudad | Población de la ciudad | Robos de vehículos de motor |
---|---|---|
Aberdeen | 5.473 | 5 |
Amory | 7.167 | 3 |
Batesville | 7.417 | 15 |
Biloxi | 44,744 | 131 |
Byhalia | 1270 | 1 |
Byram | 11,795 | dieciséis |
Cleveland | 12,174 | 12 |
Columbia | 6.430 | 0 |
D’Iberville | 10.123 | 19 |
Flowood | 8.249 | 6 |
Fulton | 3.984 | 1 |
Gautier | 18,532 | 34 |
Greenville | 33,119 | 87 |
Greenwood | 16,112 | dieciséis |
Gulfport | 70,863 | 125 |
Hattiesburg | 47.549 | 90 |
Horn Lake | 26,670 | 25 |
Iuka | 3,015 | 1 |
Jackson | 176,039 | 1054 |
Laurel | 18,917 | 20 |
Playa Larga | 15,467 | 17 |
Louisville | 6.500 | 0 |
Madison | 25,044 | 2 |
McComb | 12,726 | 35 |
Meridiano | 40,748 | 186 |
Ocean Springs | 17.479 | 27 |
Rama de olivo | 34,827 | 36 |
Pascagoula | 22,217 | 45 |
Pasar cristiano | 5,020 | 7 |
Pétalo | 10,902 | 7 |
Filadelfia | 7.488 | 4 |
Baladí | 10,840 | 20 |
Poplarville | 2.816 | 1 |
Ridgeland | 24,319 | 15 |
Southaven | 50,801 | 56 |
Starkville | 24,519 | 11 |
Vicksburg | 23,318 | 70 |
Punto Oeste | 11,179 | 1 |
Wiggins | 4.535 | 3 |
Cuanta más gente viva en una ciudad en particular, más parecido a un automóvil desaparecer. Jackson, por ejemplo, es la capital del estado de Mississippi, y ve la mayoría de los informes de vehículos robados presentados en todas las áreas urbanas del estado.
Peligros en la carretera en Mississippi
That said, there are other dangers in Mississippi beyond petty thieves. Take a gander at the chart below, which divides fatality rates throughout Mississippi down by county.
County | 2013 | 2014 | 2015 | 2016 | 2017 | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|---|---|---|---|---|
Adams County | 4 | 4 | 1 | 1 | 1 | 12.46 | 12.51 | 3.18 | 3.18 | 3.23 |
Alcorn County | 2 | 2 | 1 | 2 | 2 | 5.37 | 5.37 | 2.68 | 5.37 | 5.37 |
Amite County | 2 | 3 | 1 | 2 | 0 | 15.56 | 23.81 | 7.97 | 16.09 | 0 |
Attala County | 1 | 0 | 1 | 0 | 0 | 5.23 | 0 | 5.36 | 0 | 0 |
Benton County | 1 | 1 | 1 | 0 | 2 | 11.77 | 12.05 | 12.25 | 0 | 24.06 |
Bolivar County | 4 | 2 | 4 | 1 | 1 | 11.77 | 5.92 | 12.03 | 3.06 | 3.13 |
Calhoun County | 1 | 0 | 2 | 2 | 0 | 6.8 | 0 | 13.67 | 13.73 | 0 |
Carroll County | 0 | 2 | 1 | 1 | 1 | 0 | 19.54 | 9.8 | 9.79 | 9.86 |
Chickasaw County | 1 | 2 | 2 | 0 | 1 | 5.76 | 11.5 | 11.5 | 0 | 5.83 |
Choctaw County | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Claiborne County | 3 | 2 | 3 | 4 | 2 | 32.8 | 21.82 | 32.81 | 43.82 | 22.35 |
Clarke County | 2 | 0 | 1 | 0 | 1 | 12.18 | 0 | 6.24 | 0 | 6.32 |
Clay County | 1 | 1 | 2 | 1 | 0 | 4.92 | 4.97 | 10.01 | 5.04 | 0 |
Coahoma County | 3 | 1 | 2 | 1 | 1 | 11.91 | 4.03 | 8.17 | 4.2 | 4.32 |
Copiah County | 3 | 2 | 4 | 2 | 3 | 10.39 | 6.91 | 13.88 | 6.99 | 10.52 |
Covington County | 3 | 2 | 2 | 0 | 2 | 15.62 | 10.44 | 10.4 | 0 | 10.48 |
Desoto County | 5 | 10 | 6 | 4 | 5 | 2.97 | 5.86 | 3.47 | 2.28 | 2.8 |
Forrest County | 3 | 1 | 5 | 2 | 3 | 3.92 | 1.32 | 6.61 | 2.64 | 3.98 |
Franklin County | 1 | 0 | 1 | 0 | 0 | 12.69 | 0 | 12.95 | 0 | 0 |
George County | 4 | 1 | 6 | 2 | 1 | 17.24 | 4.29 | 25.63 | 8.43 | 4.15 |
Greene County | 1 | 1 | 1 | 0 | 1 | 7 | 6.97 | 7.38 | 0 | 7.49 |
Grenada County | 5 | 1 | 1 | 1 | 0 | 23.21 | 4.63 | 4.66 | 4.71 | 0 |
Hancock County | 4 | 1 | 3 | 2 | 1 | 8.79 | 2.18 | 6.49 | 4.29 | 2.13 |
Harrison County | 12 | 6 | 7 | 3 | 10 | 6.12 | 3.03 | 3.49 | 1.48 | 4.88 |
Hinds County | 7 | 9 | 15 | 11 | 8 | 2.84 | 3.67 | 6.16 | 4.55 | 3.34 |
Holmes County | 5 | 2 | 3 | 0 | 2 | 26.59 | 10.81 | 16.37 | 0 | 11.27 |
Humphreys County | 1 | 0 | 1 | 0 | 2 | 11.16 | 0 | 11.49 | 0 | 23.98 |
Issaquena County | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Itawamba County | 2 | 1 | 1 | 1 | 3 | 8.56 | 4.27 | 4.25 | 4.27 | 12.76 |
Jackson County | 5 | 6 | 5 | 8 | 6 | 3.56 | 4.24 | 3.54 | 5.65 | 4.22 |
Jasper County | 1 | 1 | 1 | 2 | 1 | 6.07 | 6.05 | 6.04 | 12.05 | 6.03 |
Jefferson County | 1 | 0 | 0 | 0 | 1 | 13.07 | 0 | 0 | 0 | 13.77 |
Jefferson Davis County | 5 | 0 | 1 | 1 | 0 | 41.83 | 0 | 8.59 | 8.72 | 0 |
Jones County | 4 | 4 | 3 | 0 | 1 | 5.81 | 5.86 | 4.39 | 0 | 1.47 |
Kemper County | 1 | 2 | 1 | 3 | 3 | 9.69 | 19.52 | 9.99 | 30.14 | 30.36 |
Lafayette County | 3 | 1 | 3 | 3 | 4 | 5.84 | 1.93 | 5.7 | 5.61 | 7.36 |
Lamar County | 4 | 2 | 0 | 0 | 4 | 6.77 | 3.33 | 0 | 0 | 6.52 |
Lauderdale County | 3 | 5 | 3 | 4 | 3 | 3.74 | 6.31 | 3.83 | 5.18 | 3.94 |
Lawrence County | 3 | 1 | 1 | 1 | 3 | 23.85 | 7.94 | 7.89 | 7.81 | 23.73 |
Leake County | 2 | 4 | 0 | 2 | 2 | 8.6 | 17.25 | 0 | 8.8 | 8.8 |
Lee County | 6 | 5 | 6 | 3 | 2 | 7.06 | 5.9 | 7.08 | 3.54 | 2.35 |
Leflore County | 1 | 2 | 0 | 2 | 2 | 3.25 | 6.52 | 0 | 6.73 | 6.84 |
Lincoln County | 6 | 7 | 3 | 2 | 1 | 17.28 | 20.16 | 8.69 | 5.81 | 2.91 |
Lowndes County | 2 | 2 | 3 | 0 | 2 | 3.34 | 3.35 | 5.04 | 0 | 3.38 |
Madison County | 1 | 6 | 4 | 3 | 3 | 1.01 | 5.95 | 3.91 | 2.89 | 2.87 |
Marion County | 3 | 2 | 1 | 0 | 1 | 11.51 | 7.79 | 3.94 | 0 | 3.99 |
Marshall County | 2 | 4 | 7 | 3 | 3 | 5.49 | 11.06 | 19.51 | 8.38 | 8.42 |
Monroe County | 3 | 3 | 0 | 3 | 2 | 8.3 | 8.32 | 0 | 8.35 | 5.58 |
Montgomery County | 1 | 3 | 0 | 0 | 0 | 9.46 | 28.97 | 0 | 0 | 0 |
Neshoba County | 1 | 0 | 4 | 3 | 2 | 3.39 | 0 | 13.58 | 10.19 | 6,81 |
Condado de Newton | 2 | 1 | 1 | 1 | 0 | 9.29 | 4.63 | 4.66 | 4,68 | 0 |
Condado de Noxubee | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Condado de Oktibbeha | 4 | 0 | 1 | 0 | 1 | 8.15 | 0 | 2.02 | 0 | 2.01 |
Condado de Panola | 6 | 3 | 2 | 2 | 5 | 17,44 | 8,71 | 5,86 | 5,85 | 14,71 |
Condado de Pearl River | 5 | 2 | 4 | 2 | 2 | 9.12 | 3,63 | 7.28 | 3,63 | 3,62 |
Condado de Perry | 2 | 0 | 0 | 0 | 1 | 16,65 | 0 | 0 | 0 | 8.31 |
Condado de Pike | 2 | 5 | 6 | 3 | 4 | 5.01 | 12.52 | 15.05 | 7.57 | 10.13 |
Condado de Pontotoc | 2 | 5 | 2 | 1 | 1 | 6.52 | 16.24 | 6,49 | 3,18 | 3,16 |
Condado de Prentiss | 2 | 2 | 2 | 6 | 4 | 7,85 | 7,87 | 7,87 | 23,63 | 15,83 |
Condado de Quitman | 2 | 1 | 1 | 2 | 0 | 25,6 | 13.01 | 13.31 | 27.01 | 0 |
Condado de Rankin | 5 | 6 | 4 | 2 | 1 | 3.39 | 4.04 | 2,68 | 1,32 | 0,66 |
Condado de Scott | 4 | 1 | 2 | 1 | 1 | 14.13 | 3,51 | 7.04 | 3,52 | 3,52 |
Condado de Sharkey | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 22.55 |
Condado de Simpson | 2 | 2 | 0 | 2 | 2 | 7.27 | 7.28 | 0 | 7,41 | 7,42 |
Condado de Smith | 1 | 1 | 0 | 3 | 2 | 6.16 | 6.17 | 0 | 18,78 | 12.44 |
Condado de Stone | 3 | 1 | 2 | 2 | 2 | 16,71 | 5,6 | 11.09 | 11.14 | 11.04 |
Condado de girasol | 2 | 1 | 1 | 0 | 1 | 7.17 | 3,65 | 3,72 | 0 | 3,85 |
Condado de Tallahatchie | 1 | 1 | 1 | 0 | 0 | 6,68 | 6,8 | 6,85 | 0 | 0 |
Condado de Tate | 1 | 2 | 3 | 6 | 3 | 3,53 | 7.08 | 10,57 | 21.24 | 10.55 |
Condado de Tippah | 1 | 1 | 2 | 1 | 4 | 4.55 | 4.55 | 9.09 | 4.54 | 18.21 |
Condado de Tishomingo | 2 | 1 | 0 | 1 | 3 | 10.26 | 5.15 | 0 | 5.14 | 15.35 |
Condado de Tunica | 3 | 3 | 2 | 1 | 1 | 28,71 | 28,6 | 19.49 | 9,85 | 9,98 |
Condado de Union | 4 | 3 | 0 | 0 | 1 | 14.41 | 10,67 | 0 | 0 | 3,5 |
Condado de Walthall | 1 | 1 | 1 | 2 | 0 | 6,73 | 6,74 | 6,85 | 13,73 | 0 |
Condado de Warren | 6 | 2 | 3 | 4 | 1 | 12.43 | 4.17 | 6.31 | 8.5 | 2.14 |
Condado de Washington | 3 | 3 | 1 | 1 | 7 | 6.04 | 6.12 | 2,09 | 2.12 | 15.14 |
Condado de Wayne | 2 | 0 | 1 | 0 | 1 | 9,78 | 0 | 4.88 | 0 | 4.89 |
Condado de Webster | 1 | 0 | 1 | 0 | 0 | 10.06 | 0 | 10.13 | 0 | 0 |
Condado de Wilkinson | 0 | 2 | 0 | 1 | 0 | 0 | 21,78 | 0 | 11,1 | 0 |
Condado de Winston | 0 | 1 | 1 | 0 | 1 | 0 | 5.38 | 5.42 | 0 | 5.48 |
Condado de Yalobusha | 3 | 0 | 0 | 0 | 1 | 24,24 | 0 | 0 | 0 | 8 |
Condado de Yazoo | 1 | 3 | 3 | 0 | 1 | 3,57 | 10,79 | 10,94 | 0 | 3,7 |
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Choques fatales por condiciones climáticas y de luz
El clima puede contribuir a la cantidad de muertes que ve un estado. Mississippi es un estado un poco lluvioso y, tanto en primavera como en invierno, es propenso a sufrir inundaciones , según el Servicio Meteorológico Nacional. Deberá tener cuidado mientras está en la carretera durante una tormenta eléctrica y hacer lo que pueda para tomar las advertencias de inundación en su área lo más en serio posible.
Condición climática | Luz | Oscuro, pero iluminado | Oscuro | Amanecer o al atardecer | Otro / Desconocido | Total |
---|---|---|---|---|---|---|
Normal | 273 | 60 | 196 | dieciséis | 0 | 545 |
Lluvia | 30 | 4 | 10 | 1 | 0 | 45 |
Nieve / Aguanieve | 0 | 1 | 1 | 0 | 0 | 2 |
Otro | 1 | 1 | 12 | 2 | 0 | dieciséis |
Desconocido | 2 | 0 | 3 | 0 | 1 | 6 |
TOTAL | 306 | 66 | 222 | 19 | 1 | 614 |
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Muertes de tráfico
El tráfico, la congestión del tráfico y el área en la que conduce también contribuyen a la probabilidad de un accidente. Tocaremos todos estos factores y más para asegurarnos de que tenga toda la información relacionada con muertes que necesita disponible en cualquier momento.
Comencemos con una comparación rural versus urbana. Uno pensaría que las carreteras urbanas serían el lugar de más muertes que las urbanas. En el caso de Mississippi, estaría equivocado.
Muertes de tráfico por tipo de carretera | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|---|---|---|---|---|
Rural | 627 | 507 | 506 | 508 | 407 | 519 | 551 | 559 | 533 | 430 |
Urbano | 156 | 193 | 135 | 122 | 175 | 94 | 56 | 118 | 154 | 259 |
Desconocido | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
Total (C-1) | 783 | 700 | 641 | 630 | 582 | 613 | 607 | 677 | 687 | 690 |
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Even though rural roads in Mississippi have the same posted maximum speed limit as urban roads, rural roads are said to be less well policed. As such, drivers in rural areas may feel more comfortable speeding there than they would in a bigger city.
That need for speed, as you can see, results in far more accidents on country roads.
Fatalities by Person Type
Different types of people – passengers, pedestrians, nearby bikers, and so on – are also at differing risks for auto fatalities.
Traffic Fatalities by Person Type | 2013 | 2014 | 2015 | 2016 | 2017 | |||||
---|---|---|---|---|---|---|---|---|---|---|
– | Number of Individuals | Percent | Number of Individuals | Percent | Number of Individuals | Percent | Number of Individuals | Percent | Number of Individuals | Percent |
Passenger Car | 232 | 38 | 262 | 43 | 257 | 38 | 272 | 40 | 309 | 45 |
Light Truck – Pickup | 140 | 23 | 113 | 19 | 161 | 24 | 134 | 20 | 108 | 16 |
Light Truck – Utility | 94 | 15 | 82 | 14 | 112 | 17 | 110 | 16 | 109 | 16 |
Light Truck – Van | 20 | 3 | 13 | 2 | 14 | 2 | 24 | 3 | 16 | 2 |
Light Truck – Other | 3 | 0 | 5 | 1 | 2 | 0 | 5 | 1 | 2 | 0 |
Large Truck | 17 | 3 | 13 | 2 | 18 | 3 | 13 | 2 | 17 | 2 |
Other/Unknown Occupants | 9 | 1 | 18 | 3 | 7 | 1 | 16 | 2 | 5 | 1 |
Total Occupants | 515 | 84 | 506 | 83 | 571 | 84 | 574 | 84 | 571 | 83 |
Bus | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 1 |
Motorcyclists | 39 | 6 | 41 | 7 | 37 | 5 | 50 | 7 | 40 | 6 |
Pedestrian | 53 | 9 | 53 | 9 | 63 | 9 | 58 | 8 | 71 | 10 |
Bicyclist and Other Cyclist | 6 | 1 | 6 | 1 | 5 | 1 | 5 | 1 | 7 | 1 |
Total Nonoccupants | 59 | 10 | 60 | 10 | 69 | 10 | 63 | 9 | 79 | 11 |
Other/Unknown Nonoccupants | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 1 | 0 |
Total | 613 | 100 | 607 | 100 | 677 | 100 | 687 | 100 | 690 | 100 |
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Fatalities by Crash Type
Fatality rates will also differ depending on the type of vehicles or the number of vehicles that are anticipated as being involved.
Crash Type | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|
Single Vehicle | 396 | 366 | 399 | 409 | 375 |
Involving a Large Truck | 63 | 81 | 72 | 78 | 102 |
Involving Speeding | 126 | 96 | 96 | 81 | 59 |
Involving a Rollover | 168 | 151 | 207 | 200 | 174 |
Involving a Roadway Departure | 382 | 325 | 424 | 432 | 399 |
Involving an Intersection (or Intersection Related) | 110 | 112 | 104 | 98 | 108 |
Total Fatalities (All Crashes) | 613 | 607 | 677 | 687 | 690 |
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As noted above, single vehicles are consistently more likely to the victims of a fatality than two or more vehicles, and intersections have caused more accidents than large trucks.
Five-Year Trend For The Top 10 Counties in Mississippi
Over the past five years, the different counties in Mississippi have reported the number of fatalities that have occurred in the area, giving us a fair look at the safety records of each county.
Rank | County | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|---|
1 | Hinds County | 28 | 31 | 47 | 46 | 45 |
2 | Harrison County | 24 | 23 | 28 | 21 | 34 |
3 | Desoto County | 17 | 19 | 24 | 24 | 23 |
4 | Jackson County | 18 | 28 | 20 | 27 | 23 |
5 | Lee County | 19 | 20 | 14 | 19 | 23 |
6 | Rankin County | 21 | 18 | 16 | 19 | 22 |
7 | Panola County | 15 | 11 | 10 | 12 | 21 |
8 | Pike County | 9 | 11 | 15 | 13 | 20 |
9 | Forrest County | 8 | 9 | 15 | 10 | 18 |
10 | Marshall County | 14 | 14 | 17 | 16 | 17 |
Total | 613 | 607 | 677 | 687 | 690 | |
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If you’re looking to move to Mississippi, you may want to keep this information in mind.
Fatalities Involving Speeding by County
Speeding, similarly, varies by county. You might anticipate that more rural counties see fatalities as a result of speeding than urban, but it truly just depends on where a person is located in the state.
County name | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|
Adams | 0 | 2 | 1 | 1 | 0 |
Alcorn | 1 | 0 | 2 | 1 | 0 |
Amite | 1 | 0 | 0 | 0 | 1 |
Attala | 1 | 0 | 3 | 0 | 0 |
Benton | 1 | 0 | 0 | 0 | 1 |
Bolivar | 2 | 1 | 2 | 2 | 0 |
Calhoun | 0 | 0 | 0 | 2 | 0 |
Carroll | 0 | 0 | 0 | 0 | 0 |
Chickasaw | 0 | 0 | 2 | 1 | 0 |
Choctaw | 0 | 1 | 0 | 0 | 0 |
Claiborne | 1 | 1 | 0 | 1 | 0 |
Clarke | 1 | 2 | 0 | 0 | 0 |
Clay | 0 | 0 | 1 | 0 | 0 |
Coahoma | 1 | 0 | 0 | 0 | 0 |
Copiah | 8 | 1 | 0 | 0 | 0 |
Covington | 1 | 2 | 3 | 0 | 0 |
Desoto | 6 | 2 | 4 | 7 | 8 |
Forrest | 0 | 0 | 1 | 2 | 2 |
Franklin | 0 | 0 | 0 | 0 | 0 |
George | 2 | 1 | 0 | 2 | 1 |
Greene | 0 | 2 | 1 | 1 | 0 |
Grenada | 2 | 0 | 0 | 0 | 2 |
Hancock | 2 | 1 | 3 | 0 | 0 |
Harrison | 8 | 6 | 11 | 3 | 3 |
Hinds | 4 | 5 | 10 | 8 | 6 |
Holmes | 0 | 0 | 1 | 0 | 0 |
Humphreys | 0 | 0 | 0 | 0 | 0 |
Issaquena | 0 | 2 | 0 | 0 | 0 |
Itawamba | 0 | 1 | 1 | 0 | 0 |
Jackson | 5 | 4 | 3 | 5 | 1 |
Jasper | 0 | 0 | 0 | 2 | 1 |
Jefferson | 0 | 0 | 0 | 0 | 0 |
Jefferson Davis | 4 | 1 | 0 | 0 | 0 |
Jones | 1 | 4 | 4 | 2 | 1 |
Kemper | 0 | 0 | 2 | 0 | 0 |
Lafayette | 1 | 0 | 0 | 0 | 0 |
Lamar | 4 | 3 | 0 | 0 | 0 |
Lauderdale | 3 | 2 | 3 | 2 | 1 |
Lawrence | 1 | 1 | 0 | 0 | 0 |
Leake | 1 | 0 | 3 | 1 | 0 |
Lee | 5 | 3 | 2 | 0 | 0 |
Leflore | 0 | 2 | 0 | 0 | 0 |
Lincoln | 4 | 4 | 1 | 1 | 1 |
Lowndes | 1 | 4 | 0 | 1 | 0 |
Madison | 3 | 6 | 4 | 2 | 0 |
Marion | 0 | 0 | 3 | 0 | 1 |
Marshall | 2 | 2 | 3 | 2 | 0 |
Monroe | 3 | 2 | 1 | 3 | 0 |
Montgomery | 1 | 0 | 0 | 1 | 0 |
Neshoba | 0 | 0 | 1 | 2 | 1 |
Newton | 3 | 0 | 1 | 3 | 0 |
Noxubee | 0 | 0 | 0 | 1 | 1 |
Oktibbeha | 2 | 0 | 0 | 1 | 0 |
Panola | 5 | 2 | 0 | 1 | 2 |
Pearl River | 5 | 3 | 5 | 3 | 1 |
Perry | 1 | 0 | 0 | 0 | 0 |
Pike | 0 | 1 | 1 | 3 | 3 |
Pontotoc | 1 | 0 | 4 | 1 | 1 |
Prentiss | 0 | 0 | 0 | 1 | 0 |
Quitman | 1 | 0 | 0 | 1 | 0 |
Rankin | 4 | 4 | 2 | 2 | 6 |
Scott | 2 | 2 | 0 | 2 | 1 |
Sharkey | 0 | 0 | 0 | 0 | 0 |
Simpson | 1 | 1 | 1 | 2 | 0 |
Smith | 0 | 1 | 0 | 0 | 1 |
Stone | 4 | 2 | 0 | 0 | 1 |
Sunflower | 1 | 0 | 0 | 0 | 0 |
Tallahatchie | 2 | 0 | 0 | 0 | 0 |
Tate | 1 | 3 | 0 | 0 | 2 |
Tippah | 0 | 2 | 1 | 0 | 0 |
Tishomingo | 0 | 1 | 0 | 0 | 1 |
Tunica | 1 | 0 | 0 | 0 | 0 |
Union | 1 | 1 | 0 | 0 | 2 |
Walthall | 0 | 2 | 1 | 0 | 0 |
Warren | 2 | 1 | 1 | 0 | 1 |
Washington | 0 | 1 | 1 | 2 | 5 |
Wayne | 1 | 0 | 1 | 0 | 0 |
Webster | 3 | 0 | 1 | 1 | 0 |
Wilkinson | 0 | 0 | 0 | 0 | 0 |
Winston | 1 | 1 | 0 | 1 | 0 |
Yalobusha | 3 | 0 | 0 | 1 | 0 |
Yazoo | 0 | 0 | 0 | 0 | 0 |
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Fatalities in Crashes Involving an Alcohol-Impaired Driver (BAC = .08+) by County
Si bien hemos hablado antes de las leyes de DUI de Mississippi, todavía vale la pena señalar qué condados del estado han visto la mayoría de las muertes relacionadas con el alcohol en los últimos cinco años. Esto no quiere decir que deba evitar estos condados, pero es posible que desee tener un poco más de cuidado al conducir en el área.
Nombre del condado | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|
Adams | 4 | 4 | 1 | 1 | 1 |
Alcorn | 2 | 2 | 1 | 2 | 2 |
Amita | 2 | 3 | 1 | 2 | 0 |
Attala | 1 | 0 | 1 | 0 | 0 |
Empeñado en | 1 | 1 | 1 | 0 | 2 |
Bolívar | 4 | 2 | 4 | 1 | 1 |
Calhoun | 1 | 0 | 2 | 2 | 0 |
Carroll | 0 | 2 | 1 | 1 | 1 |
Chickasaw | 1 | 2 | 2 | 0 | 1 |
Choctaw | 0 | 0 | 0 | 0 | 0 |
Claiborne | 3 | 2 | 3 | 4 | 2 |
Clarke | 2 | 0 | 1 | 0 | 1 |
Arcilla | 1 | 1 | 2 | 1 | 0 |
Coahoma | 3 | 1 | 2 | 1 | 1 |
Copiah | 3 | 2 | 4 | 2 | 3 |
Covington | 3 | 2 | 2 | 0 | 2 |
Desoto | 5 | 10 | 6 | 4 | 5 |
Para descanso | 3 | 1 | 5 | 2 | 3 |
Franklin | 1 | 0 | 1 | 0 | 0 |
Jorge | 4 | 1 | 6 | 2 | 1 |
Greene | 1 | 1 | 1 | 0 | 1 |
Granada | 5 | 1 | 1 | 1 | 0 |
Hancock | 4 | 1 | 3 | 2 | 1 |
Harrison | 12 | 6 | 7 | 3 | 10 |
Ciervas | 7 | 9 | 15 | 11 | 8 |
Holmes | 5 | 2 | 3 | 0 | 2 |
Humphreys | 1 | 0 | 1 | 0 | 2 |
Issaquena | 0 | 0 | 0 | 0 | 0 |
Itawamba | 2 | 1 | 1 | 1 | 3 |
Jackson | 5 | 6 | 5 | 8 | 6 |
Jaspe | 1 | 1 | 1 | 2 | 1 |
Jefferson | 1 | 0 | 0 | 0 | 1 |
Jefferson Davis | 5 | 0 | 1 | 1 | 0 |
Jones | 4 | 4 | 3 | 0 | 1 |
Kemper | 1 | 2 | 1 | 3 | 3 |
Lafayette | 3 | 1 | 3 | 3 | 4 |
Lamar | 4 | 2 | 0 | 0 | 4 |
Newton | 2 | 1 | 1 | 1 | 0 |
Noxubee | 0 | 0 | 0 | 0 | 0 |
Oktibbeha | 4 | 0 | 1 | 0 | 1 |
Panola | 6 | 3 | 2 | 2 | 5 |
río Perla | 5 | 2 | 4 | 2 | 2 |
Sidra de pera | 2 | 0 | 0 | 0 | 1 |
Lucio | 2 | 5 | 6 | 3 | 4 |
Pontotoc | 2 | 5 | 2 | 1 | 1 |
Prentiss | 2 | 2 | 2 | 6 | 4 |
Quitman | 2 | 1 | 1 | 2 | 0 |
Rankin | 5 | 6 | 4 | 2 | 1 |
Scott | 4 | 1 | 2 | 1 | 1 |
Sharkey | 0 | 0 | 0 | 0 | 1 |
Simpson | 2 | 2 | 0 | 2 | 2 |
Herrero | 1 | 1 | 0 | 3 | 2 |
Roca | 3 | 1 | 2 | 2 | 2 |
Girasol | 2 | 1 | 1 | 0 | 1 |
Tallahatchie | 1 | 1 | 1 | 0 | 0 |
Tate | 1 | 2 | 3 | 6 | 3 |
Tippah | 1 | 1 | 2 | 1 | 4 |
Tishomingo | 2 | 1 | 0 | 1 | 3 |
Túnica | 3 | 3 | 2 | 1 | 1 |
Unión | 4 | 3 | 0 | 0 | 1 |
Walthall | 1 | 1 | 1 | 2 | 0 |
Madriguera | 6 | 2 | 3 | 4 | 1 |
Washington | 3 | 3 | 1 | 1 | 7 |
Wayne | 2 | 0 | 1 | 0 | 1 |
Webster | 1 | 0 | 1 | 0 | 0 |
Wilkinson | 0 | 2 | 0 | 1 | 0 |
Winston | 0 | 1 | 1 | 0 | 1 |
Yalobusha | 3 | 0 | 0 | 0 | 1 |
Yazoo | 1 | 3 | 3 | 0 | 1 |
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La tabla antes mencionada sería digna de preocupación si estuviera formada únicamente por conductores adultos. Sin embargo, desafortunadamente, esta tabla también lleva el recuento de muertes que han involucrado a conductores adolescentes ebrios.
Solo en 2018, Mississippi vio 66 arrestos de conductores menores de 18 años que estaban al volante mientras estaban borrachos.
A la luz de estos números, Mississippi actualmente se ubica como el estado número 22 más peligroso de los Estados Unidos para conducir en estado de ebriedad.
Tiempo de respuesta EMS
Ya sea que haya tenido un accidente como resultado de conducir en estado de ebriedad o por pura mala suerte, querrá saber cuánto tiempo tardan los Servicios médicos de emergencia en llegar a su lado. El tiempo de viaje del EMS variará según el lugar del estado en el que se encuentre.
Ubicación del incidente | Hora del accidente a notificación de EMS | Notificación de EMS a la llegada de EMS | Llegada de EMS a la escena de llegada al hospital | Hora del accidente hasta la llegada al hospital | Total de muertes en accidentes |
---|---|---|---|---|---|
Urbano | 3.96 min | 7.52 min | 30,84 min | 40,99 min | 144 |
Rural | 3,69 min | 10,48 min | 33,63 min | 47.05 min | 481 |
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Como puede ver, el servicio de emergencias médicas de Mississippi tarda menos de una hora en trasladarlo de su accidente automovilístico al centro médico más cercano. No importa si está conduciendo en un área rural o urbana, puede estar seguro de saber que si ocurre un accidente, estará en el auto de EMS en poco o nada de tiempo. El tiempo de respuesta rápido es una bendición para los conductores nuevos y experimentados en todas partes.
Transporte a través de Mississippi
Con todas las variaciones en las estadísticas de fatalidades en mente, podemos pasar a una breve exploración de los datos que pueden afectar su rutina de conducción diaria.
Entonces: ¿cómo son los viajes diarios a lo largo de Mississippi? ¿Cuántos autos tiene el residente promedio de Mississippi? Tenemos todas sus respuestas a continuación.
Propiedad del carro
En general, los residentes de Mississippi tienen dos automóviles por hogar, ¡pero el número de hogares con tres en realidad supera en número a los que tienen uno! Sin embargo, no hay necesidad de sentirse fuera de lugar si solo tiene un automóvil: la practicidad nunca es algo malo.
Tiempo de viaje
Los viajes diarios en Mississippi tienden a tomar 23,8 minutos, en general, ya sea que viva en áreas rurales o urbanas.
Aunque ese tiempo es, de hecho, más bajo que el promedio nacional, el 2,63 por ciento de los empleados que trabajan y viven en Mississippi, de hecho, tienen que comprometerse con un súper viaje diario.
Un súper viaje diario es un viaje que demora más de 90 minutos en completarse. ¡Habla de un recorrido matutino!
Transporte de cercanías
Puede suponer que el tráfico contribuye a esos desafortunados supercontinentes. El hecho de que el 84,6 por ciento de los residentes de Mississippi conduzcan solos al trabajo respaldaría hipotéticamente esta conclusión.
Sin embargo, la congestión del tráfico no es un gran problema en Mississippi. Ninguna de las ciudades del estado aparece en la tarjeta de puntuación de INRIX para el tráfico global, lo que significa que no están clasificadas o señaladas con un tráfico considerable por la mañana, por la tarde o después del día laboral.
Con eso, hemos compartido todo lo que sabemos sobre el uso del automóvil, el seguro automotor y las diferentes leyes de manejo en Mississippi. Por lo tanto, si es residente de Mississippi y desea comparar la cobertura disponible en su área, o si se acaba de mudar al estado, no se preocupe. Puede consultar esta guía como desee para asegurarse de que está obteniendo la mejor oferta posible en su seguro.
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